:root {
    --p: #0b5cff;
    --p2: #0847c7;
    --ink: #10213f;
    --muted: #64748b;
    --soft: #f6f8fc;
    --line: #e6ebf3;
    --green: #16a34a;
    --dark: #071a3d;
    --r: 22px;
    --shadow: 0 18px 48px rgba(18, 43, 87, .09)
}

* {
    box-sizing: border-box
}

body {
    font-family: Inter, system-ui, -apple-system, Segoe UI, sans-serif;
    color: var(--ink);
    background: #fff
}

a {
    text-decoration: none
}

.text-muted {
    color: var(--muted) !important
}

.hc-top {
    background: var(--dark);
    color: #dce7ff;
    font-size: .84rem;
    padding: .5rem 0
}

.hc-nav {
    background: rgba(255, 255, 255, .97);
    border-bottom: 1px solid var(--line);
    backdrop-filter: blur(12px)
}

.navbar-brand {
    font-weight: 850;
    font-size: 1.55rem;
    color: var(--ink) !important
}

.navbar-brand em {
    font-style: normal;
    color: var(--p)
}

.nav-link {
    font-weight: 650;
    color: #3f4f6b !important
}

.nav-link:hover,
.nav-link.active {
    color: var(--p) !important
}

.hc-btn {
    border-radius: 999px;
    padding: .78rem 1.2rem;
    font-weight: 750
}

.hc-btn-primary {
    background: var(--p);
    border: 1px solid var(--p);
    color: white
}

.hc-btn-primary:hover {
    background: var(--p2);
    color: white
}

.hc-btn-outline {
    border: 1px solid #cad4e5;
    color: var(--ink);
    background: #fff
}

/* .hc-nav {
    padding-top: 12px;
    padding-bottom: 12px;
    transition:
        padding 0.45s cubic-bezier(0.4, 0, 0.2, 1),
        box-shadow 0.45s ease,
        background-color 0.45s ease;
}

.hc-nav .navbar-brand {
    padding-top: 0;
    padding-bottom: 0;
    transition: all 0.45s cubic-bezier(0.4, 0, 0.2, 1);
}

.hc-nav .navbar-brand img {
    width: 200px;
    height: auto;
    display: block;
    transition:
        width 0.45s cubic-bezier(0.4, 0, 0.2, 1),
        transform 0.45s cubic-bezier(0.4, 0, 0.2, 1);
}

.hc-nav .nav-link {
    padding-top: 14px;
    padding-bottom: 14px;
    transition:
        padding 0.45s cubic-bezier(0.4, 0, 0.2, 1),
        color 0.3s ease;
} */

/* Scrolled State */
/* .hc-nav.hc-nav--scrolled {
    padding-top: 4px !important;
    padding-bottom: 4px !important;
    box-shadow: 0 5px 25px rgba(0, 0, 0, 0.08);
}

.hc-nav.hc-nav--scrolled .navbar-brand img {
    width: 155px;
    transform: translateY(0);
}

.hc-nav.hc-nav--scrolled .nav-link {
    padding-top: 10px;
    padding-bottom: 10px;
} */

.hc-hero {
    padding: 84px 0 72px;
    background: radial-gradient(circle at 82% 15%, #dbe8ff 0, transparent 31%), linear-gradient(180deg, #fff, #f8faff)
}

.hc-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: .4rem;
    padding: .4rem .7rem;
    border-radius: 999px;
    background: #eaf1ff;
    color: var(--p);
    font-weight: 800;
    font-size: .78rem;
    text-transform: uppercase;
    letter-spacing: .08em
}

.hc-display {
    font-size: clamp(2.7rem, 5vw, 4.8rem);
    line-height: 1.02;
    letter-spacing: -.055em;
    font-weight: 850
}

.hc-lead {
    font-size: 1.12rem;
    line-height: 1.8;
    color: var(--muted);
    max-width: 690px
}

.hc-section {
    padding: 78px 0
}

.hc-soft {
    background: var(--soft)
}

.hc-title {
    font-size: clamp(2rem, 3.6vw, 3rem);
    font-weight: 830;
    letter-spacing: -.04em
}

.hc-card,
.hc-form {
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--r);
    box-shadow: var(--shadow);
    padding: 1.5rem;
    height: 100%
}

.hc-icon {
    width: 48px;
    height: 48px;
    border-radius: 14px;
    background: #eaf1ff;
    color: var(--p);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 1.3rem
}

.hc-step {
    width: 42px;
    height: 42px;
    border-radius: 50%;
    background: var(--p);
    color: #fff;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-weight: 800
}

.hc-media {
    border: 1px solid var(--line);
    border-radius: 24px;
    width: 100%;
    background: #f7f9fd
}

.hc-callout {
    background: var(--dark);
    color: white;
    border-radius: 28px;
    padding: clamp(1.8rem, 4vw, 3.2rem)
}

.hc-table {
    border: 1px solid var(--line);
    border-radius: 18px;
    overflow: hidden
}

.hc-table th {
    background: var(--dark) !important;
    color: white !important;
    white-space: nowrap
}

.hc-calc {
    background: #eef4ff;
    border: 1px solid #d9e6ff;
    border-radius: 20px;
    padding: 1.3rem
}

.hc-check {
    color: var(--green);
    font-weight: 900
}

.hc-page-hero {
    padding: 62px 0;
    background: linear-gradient(180deg, #f4f8ff, #fff);
    border-bottom: 1px solid var(--line)
}

.hc-page-hero h1 {
    font-weight: 850;
    letter-spacing: -.04em
}

.form-control,
.form-select {
    min-height: 50px;
    border-radius: 12px;
    border-color: #dce3ef
}

.form-control:focus,
.form-select:focus {
    border-color: #7aa6ff;
    box-shadow: 0 0 0 .2rem rgba(11, 92, 255, .1)
}

.hc-footer {
    background: #061630;
    color: #b3bfd2;
    padding: 62px 0 20px
}

.hc-footer h5 {
    color: #fff;
    font-weight: 750
}

.hc-footer a {
    color: #c2ccdc
}

.hc-footer a:hover {
    color: white
}

.hc-logo {
    width: 38px;
    height: 38px;
    border-radius: 12px;
    background: linear-gradient(145deg, #0b5cff, #64a2ff);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-weight: 900
}

.hc-sticky {
    position: fixed;
    right: 18px;
    bottom: 18px;
    z-index: 1050;
    box-shadow: 0 14px 35px rgba(11, 92, 255, .28)
}

.hc-note {
    font-size: .88rem;
    line-height: 1.65;
    color: var(--muted)
}

.accordion-button {
    font-weight: 700
}

.accordion-button:not(.collapsed) {
    color: var(--p);
    background: #eef4ff
}

.testimonial-stars {
    color: #f59e0b;
    letter-spacing: .1em
}

.blog-card small {
    font-weight: 800;
    color: var(--p)
}

.hc-progress {
    height: 8px;
    background: #e8eef9;
    border-radius: 999px;
    overflow: hidden
}

.hc-progress span {
    display: block;
    height: 100%;
    width: 20%;
    background: var(--p);
    transition: .25s
}

.hc-step-pill {
    font-size: .8rem;
    font-weight: 750;
    color: #94a3b8
}

.hc-step-pill.active {
    color: var(--p)
}

.hc-legal h2 {
    font-size: 1.35rem;
    font-weight: 800;
    margin-top: 2rem
}

.hc-legal p,
.hc-legal li {
    color: #55657d;
    line-height: 1.75
}

@media(max-width:991.98px) {
    .hc-hero {
        padding-top: 54px
    }

    .hc-section {
        padding: 60px 0
    }

    .hc-display {
        font-size: 3rem
    }
}

.hc-upload-grid {
    margin-top: .25rem
}

.hc-upload-box {
    position: relative;
    display: flex;
    align-items: center;
    gap: 1rem;
    min-height: 122px;
    padding: 1.15rem;
    border: 1.5px dashed #cbd8ee;
    border-radius: 18px;
    background: #fbfdff;
    cursor: pointer;
    transition: .2s ease;
    overflow: hidden
}

.hc-upload-box:hover {
    border-color: var(--p);
    background: #f4f8ff;
    transform: translateY(-1px)
}

.hc-upload-box.has-file {
    border-style: solid;
    border-color: #9dc0ff;
    background: #f1f6ff
}

.hc-file-input {
    position: absolute;
    inset: 0;
    opacity: 0;
    cursor: pointer;
    width: 100%;
    height: 100%
}

.hc-upload-icon {
    width: 48px;
    height: 48px;
    flex: 0 0 48px;
    border-radius: 14px;
    background: #eaf1ff;
    color: var(--p);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.35rem
}

.hc-upload-copy {
    display: flex;
    flex-direction: column;
    min-width: 0;
    flex: 1
}

.hc-upload-copy strong {
    font-size: .98rem;
    color: var(--ink)
}

.hc-upload-copy small {
    font-size: .76rem;
    color: var(--muted);
    margin-top: .2rem;
    line-height: 1.35
}

.hc-file-name {
    display: block;
    margin-top: .55rem;
    font-size: .78rem;
    font-weight: 750;
    color: var(--p);
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
    max-width: 100%
}

.hc-upload-action {
    flex: 0 0 auto;
    display: inline-flex;
    align-items: center;
    gap: .35rem;
    border: 1px solid #c9d8ef;
    border-radius: 999px;
    padding: .5rem .75rem;
    background: #fff;
    color: var(--p);
    font-size: .78rem;
    font-weight: 800;
    pointer-events: none
}

.hc-upload-box--wide {
    min-height: 108px
}

@media(max-width:575.98px) {
    .hc-upload-box {
        align-items: flex-start;
        flex-wrap: wrap
    }

    .hc-upload-copy {
        width: calc(100% - 64px)
    }

    .hc-upload-action {
        margin-left: 64px
    }
}

/* HandyCash corporate visual system */
:root {
    --hc-ink: #24101b;
    --hc-wine: #731b39;
    --hc-accent: #db783d;
    --hc-paper: #fcfaf8
}

body {
    background: var(--hc-paper);
    color: var(--hc-ink);
    font-family: Inter, Arial, sans-serif
}

.hc-top {
    background: #351523 !important;
    color: #fff
}

.hc-nav {
    background: #fff !important;
    box-shadow: 0 8px 32px #3411260d
}

.hc-nav .nav-link {
    font-weight: 600;
    color: #3d3137 !important
}

.hc-nav .nav-link:hover,
.hc-nav .nav-link.active {
    color: #9c2548 !important
}

.hc-logo {
    background: #731b39 !important;
    color: white !important
}

.navbar-brand em {
    color: #a72950 !important
}

.hc-btn-primary {
    background: #811e42 !important;
    border-color: #811e42 !important;
    color: #fff !important
}

.hc-btn-primary:hover {
    background: #5f1531 !important
}

.hc-btn-outline {
    border-color: #811e42 !important;
    color: #811e42 !important
}

.hc-btn-outline:hover {
    background: #811e42 !important;
    color: #fff !important
}

.hc-eyebrow {
    color: #a92b50 !important;
    letter-spacing: .1em;
    font-weight: 800
}

.hc-title {
    color: #321326;
    letter-spacing: -.045em
}

.hc-section {
    padding-top: 88px;
    padding-bottom: 88px
}

.hc-soft {
    background: #f7f1ef !important
}

.hc-card {
    border: 1px solid #eadfe1 !important;
    border-radius: 18px !important;
    background: #fff;
    box-shadow: 0 10px 35px #391a240b !important
}

.hc-card:hover {
    box-shadow: 0 20px 48px #391a2418 !important
}

.hc-icon,
.hc-step {
    background: #faedf0 !important;
    color: #852344 !important
}

.hc-footer {
    background: #29131e !important
}

.hc-form {
    background: #fff;
    border: 1px solid #eadfe1;
    border-radius: 20px;
    box-shadow: 0 20px 55px #391a240d
}

.form-control:focus,
.form-select:focus {
    border-color: #a62b50;
    box-shadow: 0 0 0 .2rem #a62b5024
}

.hc-save-status {
    color: #735760;
    font-size: .9rem
}

.hc-photo {
    object-fit: cover;
    max-height: 510px;
    border-radius: 20px
}

.hc-hero-slider {
    position: relative;
    min-height: 590px;
    background: #28141e;
    overflow: hidden;
    padding: 0 !important
}

.hc-slide {
    position: absolute;
    inset: 0;
    opacity: 0;
    visibility: hidden;
    transition: opacity .65s, visibility .65s;
    background-image: linear-gradient(90deg, rgba(29, 12, 22, .94) 0%, rgba(29, 12, 22, .75) 43%, rgba(29, 12, 22, .14) 100%), var(--slide-image);
    background-size: cover;
    background-position: center
}

.hc-slide.active {
    opacity: 1;
    visibility: visible
}

.hc-slide-inner {
    min-height: 590px;
    display: flex;
    align-items: center
}

.hc-slide-copy {
    max-width: 660px;
    color: white;
    padding: 70px 0 92px
}

.hc-slide-copy h1,
.hc-slide-copy h2 {
    font-size: clamp(2.8rem, 5.4vw, 5.1rem);
    font-weight: 800;
    line-height: 1.08;
    letter-spacing: -.055em;
    color: white;
    margin: 22px 0
}

.hc-slide-copy p {
    font-size: 1.2rem;
    max-width: 550px;
    color: #eee2e6;
    margin-bottom: 28px
}

.hc-slide-copy .hc-eyebrow {
    color: #f4b18c !important
}

.hc-slider-controls {
    position: absolute;
    bottom: 28px;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    align-items: center;
    gap: 16px
}

.hc-slider-arrow {
    border: 1px solid #ffffff99;
    background: #ffffff22;
    color: white;
    width: 36px;
    height: 36px;
    border-radius: 50%;
    font-size: 24px;
    line-height: 1
}

.hc-slider-dots {
    display: flex;
    gap: 9px
}

.hc-slider-dots button {
    width: 9px;
    height: 9px;
    border: 0;
    border-radius: 50%;
    background: #ffffff88;
    padding: 0
}

.hc-slider-dots button.active {
    width: 28px;
    border-radius: 9px;
    background: #f4a479
}

@media(max-width:767px) {

    .hc-slide-inner,
    .hc-hero-slider {
        min-height: 560px
    }

    .hc-slide {
        background-position: 65% center;
        background-image: linear-gradient(90deg, rgba(29, 12, 22, .93), rgba(29, 12, 22, .67)), var(--slide-image)
    }

    .hc-slide-copy {
        padding: 70px 0 90px
    }

    .hc-section {
        padding-top: 60px;
        padding-bottom: 60px
    }
}

@media(prefers-reduced-motion:reduce) {
    .hc-slide {
        transition: none
    }
}

/* Editorial Indian finance redesign */
:root {
    --hc-burgundy: #59243b;
    --hc-plum: #341927;
    --hc-saffron: #d8874b;
    --hc-cream: #faf7f2;
    --hc-stone: #ede7df
}

html {
    scroll-behavior: smooth
}

body {
    font-family: 'DM Sans', sans-serif !important;
    background: #fffdf9;
    color: #34242b;
    font-size: 16px;
    line-height: 1.7
}

.hc-top {
    background: var(--hc-plum) !important;
    font-size: .78rem;
    letter-spacing: .015em
}

.hc-nav {
    box-shadow: none !important;
    border-bottom: 1px solid #eee7e2;
    padding: 6px 0 !important
}

.navbar-brand {
    font-family: Manrope, sans-serif;
    font-size: 1.48rem;
    font-weight: 800;
    letter-spacing: -.07em
}

.navbar-brand img{
    width:155px ;
}

.hc-logo {
    border-radius: 12px !important;
    background: var(--hc-burgundy) !important;
    transform: rotate(-8deg)
}

.hc-nav .nav-link {
    font-size: .875rem;
    letter-spacing: .015em;
    margin: 0 .25rem
}

.hc-nav .nav-link.active {
    position: relative
}

.hc-nav .nav-link.active:after {
    content: '';
    position: absolute;
    bottom: 1px;
    left: 13px;
    right: 13px;
    height: 2px;
    background: #cc824f
}

.hc-btn {
    font-family: Manrope, sans-serif;
    font-size: .88rem;
    font-weight: 700 !important;
    letter-spacing: .005em;
    border-radius: 9px !important;
    padding: 13px 23px !important
}

.hc-btn-primary {
    background: var(--hc-burgundy) !important;
    border-color: var(--hc-burgundy) !important;
    box-shadow: 0 9px 18px #59243b20
}

.hc-btn-primary:hover {
    background: #3a1b2b !important;
    transform: translateY(-2px)
}

.hc-btn-outline {
    background: white !important;
    color: var(--hc-burgundy) !important;
    border: 1px solid #d8c6cd !important
}

.hc-btn-outline:hover {
    background: var(--hc-burgundy) !important;
    color: #fff !important
}

.hc-section {
    padding: 70px 0;
}

.hc-soft {
    background: var(--hc-cream) !important
}

.hc-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-family: Manrope, sans-serif;
    font-size: .7rem !important;
    letter-spacing: .16em !important;
    text-transform: uppercase;
    color: #a85b3b !important
}

.hc-title {
    font-family: Manrope, sans-serif;
    font-size: clamp(2rem, 3.5vw, 3.3rem);
    font-weight: 800;
    line-height: 1.16;
    letter-spacing: -.055em;
    color: #33202b;
    max-width: 850px
}

.hc-section p {
    line-height: 1.8
}

.hc-card {
    border: 1px solid #e9e2db !important;
    border-radius: 14px !important;
    box-shadow: none !important;
    padding: 28px !important;
    transition: transform .25s, box-shadow .25s, border-color .25s
}

.hc-card:hover {
    border-color: #d9b9aa !important;
    transform: translateY(-4px);
    box-shadow: 0 18px 35px #3b243015 !important
}

.hc-card h3 {
    font-family: Manrope, sans-serif;
    font-weight: 750;
    letter-spacing: -.025em
}

.hc-icon,
.hc-step {
    background: #f8eee7 !important;
    color: #9d542f !important;
    border-radius: 10px !important
}

.hc-media {
    border-radius: 14px
}

.hc-page-hero {
    background: #f8f3ed !important;
    border-bottom: 1px solid #e9e0d8;
    padding: 76px 0 !important
}

.hc-page-hero h1 {
    font-family: Manrope, sans-serif;
    font-weight: 800 !important;
    color: #321d28;
    letter-spacing: -.055em;
    font-size: clamp(2.6rem, 5vw, 4.3rem)
}

.hc-page-hero .hc-lead {
    color: #695963;
    max-width: 680px
}

.hc-footer {
    background: #2d1722 !important;
    padding-top: 76px !important
}

.hc-footer h5 {
    font-family: Manrope, sans-serif;
    font-size: .92rem;
    font-weight: 750;
    letter-spacing: .01em
}

.hc-footer a:hover {
    color: #f4b88e !important
}

.hc-form {
    padding: clamp(22px, 4vw, 48px) !important;
    border: 1px solid #e8ded7;
    border-radius: 15px;
    box-shadow: 0 16px 55px #4c2c3410
}

.hc-form h2 {
    font-family: Manrope, sans-serif;
    font-weight: 800;
    color: #39202c;
    letter-spacing: -.04em
}

.hc-form .form-label {
    font-size: .83rem;
    color: #4a343d;
    font-weight: 700;
    margin-bottom: 8px
}

.hc-form .form-control,
.hc-form .form-select {
    /* min-height: 52px; */
    min-height: 36px;
    border-radius: 9px;
    border: 1px solid #dbd1cd;
    background: #fff;
    font-size: .95rem;
    padding: 6px 15px
}

.hc-step-pill {
    font-family: Manrope, sans-serif;
    font-size: .72rem !important;
    font-weight: 700;
    white-space: nowrap;
    color: #856f78
}

.hc-step-pill.active {
    color: #662b43 !important
}

.hc-progress {
    background: #eee4df !important;
    border-radius: 20px
}

.hc-progress span {
    background: #c27950 !important
}

.hc-save-status {
    padding: 9px 0;
    color: #755c65 !important
}

.hc-upload-box {
    border-color: #d8c7bd;
    background: #fdfaf7
}

.hc-table {
    border-radius: 13px;
    overflow: hidden;
    border: 1px solid #ede2dc
}

.hc-table thead {
    background: #f3e9e3
}

.hc-hero-slider {
    background: #faf4ee !important;
    min-height: 610px
}

.hc-slide {
    background-image: none !important;
    background: #f9f3ed !important
}

.hc-slide:after {
    content: '';
    position: absolute;
    top: 34px;
    bottom: 34px;
    left: 53%;
    right: 4%;
    border-radius: 13px;
    background-image: var(--slide-image);
    background-position: center;
    background-size: cover;
    box-shadow: 0 24px 58px #56382d22
}

.hc-slide:before {
    content: '';
    position: absolute;
    z-index: 1;
    top: 12%;
    left: 48%;
    width: 140px;
    height: 140px;
    border: 1px solid #d9956788;
    border-radius: 50%;
    pointer-events: none
}

.hc-slide-inner {
    min-height: 610px;
    position: relative;
    z-index: 2
}

.hc-slide-copy {
    color: #30202a;
    max-width: 570px;
    width: 49%;
    padding: 65px 32px 92px 0
}

.hc-slide-copy h1,
.hc-slide-copy h2 {
    font-family: Manrope, sans-serif;
    color: #321e2b;
    font-size: clamp(3rem, 5vw, 5rem);
    letter-spacing: -.075em;
    line-height: 1.09
}

.hc-slide-copy p {
    color: #6c5b62;
    max-width: 490px;
    line-height: 1.8;
    font-size: 1.08rem
}

.hc-slide-copy .hc-eyebrow {
    color: #a55d3b !important
}

.hc-slider-controls {
    bottom: 27px;
    z-index: 4
}

.hc-slider-arrow {
    background: #fff;
    color: #623249;
    border-color: #e2d5cf;
    box-shadow: 0 3px 12px #3b243015
}

.hc-slider-dots button {
    background: #d5bbb0
}

.hc-slider-dots button.active {
    background: #a85e42
}

.accordion-button {
    font-family: Manrope, sans-serif;
    font-weight: 700
}

.accordion-button:not(.collapsed) {
    color: #743852;
    background: #f9f1ed
}

.accordion-button:focus {
    box-shadow: 0 0 0 .2rem #a35a4429
}

@media(max-width:991px) {
    .hc-step-pill {
        font-size: .65rem !important
    }

    .hc-slide:after {
        left: 49%;
        right: 2%
    }
}

@media(max-width:767px) {
    .hc-section {
        padding: 60px 0
    }

    .hc-hero-slider,
    .hc-slide-inner {
        min-height: 710px
    }

    .hc-slide:after {
        top: 300px;
        bottom: 70px;
        left: 20px;
        right: 20px;
        opacity: .9
    }

    .hc-slide:before {
        display: none
    }

    .hc-slide-inner {
        align-items: flex-start
    }

    .hc-slide-copy {
        width: 100%;
        max-width: none;
        padding: 40px 0 0
    }

    .hc-slide-copy h1,
    .hc-slide-copy h2 {
        font-size: clamp(2.6rem, 10vw, 3.6rem);
        margin: 12px 0
    }

    .hc-slide-copy p {
        font-size: .94rem;
        line-height: 1.6;
        margin-bottom: 15px
    }

    .hc-slider-controls {
        bottom: 23px
    }

    .hc-form {
        padding: 22px !important
    }

    .hc-step-pill {
        font-size: .62rem !important
    }

    .hc-step-pill:nth-child(4),
    .hc-step-pill:nth-child(5) {
        display: none
    }
}

/* Linked page editorial system */
.hc-inner-hero {
    position: relative;
    /* min-height: 470px; */
    min-height: 230px;
    display: flex;
    align-items: center;
    background: #2d2027;
    overflow: hidden
}

.hc-inner-hero:before {
    content: '';
    position: absolute;
    inset: 0;
    background-image: linear-gradient(90deg, rgba(37, 19, 29, .94) 0%, rgba(37, 19, 29, .78) 45%, rgba(37, 19, 29, .22) 100%), var(--hero-photo);
    background-size: cover;
    background-position: center
}

.hc-inner-hero__content {
    position: relative;
    z-index: 1;
    padding: 50px 12px;
    color: #fff
}

.hc-inner-hero .hc-eyebrow {
    color: #f0b58c !important
}

.hc-inner-hero h1 {
    font-family: Manrope, sans-serif;
    font-size: clamp(2.65rem, 4.7vw, 4.8rem);
    letter-spacing: -.065em;
    line-height: 1.09;
    font-weight: 800;
    max-width: 780px;
    margin: 18px 0
}

.hc-inner-hero p {
    font-size: 1.08rem;
    color: #efe5e7;
    max-width: 650px;
    line-height: 1.8;
    margin: 0 0 25px
}

.hc-inner-hero .hc-btn {
    background: #f6eee8 !important;
    color: #56253c !important;
    border-color: #f6eee8 !important
}

.hc-editorial {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
    gap: clamp(35px, 7vw, 110px);
    align-items: start
}

.hc-editorial h2,
.hc-section-intro h2,
.hc-faq-layout h2,
.hc-inner-cta h2 {
    font: 800 clamp(2rem, 3.4vw, 3.35rem)/1.18 Manrope, sans-serif;
    letter-spacing: -.055em;
    color: #34202b;
    margin: 18px 0
}

.hc-editorial p,
.hc-section-intro p,
.hc-faq-layout p {
    font-size: 1.035rem;
    color: #665b5c;
    line-height: 1.9
}

.hc-editorial--photo {
    align-items: center
}

.hc-editorial--photo img {
    width: 100%;
    height: 440px;
    object-fit: cover;
    border-radius: 12px
}

.hc-text-link {
    display: inline-flex;
    gap: 10px;
    align-items: center;
    font-weight: 750;
    color: #7b304c;
    border-bottom: 1px solid #bd826c;
    padding-bottom: 5px;
    margin-top: 12px
}

.hc-text-link:hover {
    color: #a45937
}

.hc-section-intro {
    max-width: 720px;
    margin-bottom: 42px
}

.hc-values {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px
}

.hc-values article {
    border-top: 2px solid #c78357;
    background: #fff;
    padding: 30px 27px;
    min-height: 230px
}

.hc-values article>span,
.hc-service-grid article>span {
    font-size: .72rem;
    color: #a76242;
    letter-spacing: .13em;
    font-weight: 800
}

.hc-values h3,
.hc-service-grid h3,
.hc-timeline h3 {
    font: 800 1.35rem/1.3 Manrope, sans-serif;
    color: #3b2630;
    letter-spacing: -.035em;
    margin: 26px 0 10px
}

.hc-values p,
.hc-service-grid p,
.hc-timeline p {
    color: #6b6061;
    line-height: 1.75;
    margin: 0
}

.hc-service-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 18px
}

.hc-service-grid article {
    background: #fcf9f5;
    border: 1px solid #ede2d9;
    border-radius: 12px;
    padding: 36px;
    min-height: 235px
}

.hc-service-grid article i {
    display: block;
    font-size: 2rem;
    color: #a26041;
    margin-bottom: 12px
}

.hc-service-grid h3 {
    margin: 12px 0
}

.hc-timeline {
    max-width: 880px;
    margin: auto
}

.hc-timeline article {
    display: grid;
    grid-template-columns: 96px 1fr;
    gap: 32px;
    padding: 32px 0;
    border-top: 1px solid #e7dcd5
}

.hc-timeline article:last-child {
    border-bottom: 1px solid #e7dcd5
}

.hc-timeline b {
    font: 800 2.5rem Manrope, sans-serif;
    color: #c17b52
}

.hc-timeline h3 {
    margin: 5px 0 10px
}

.hc-faq-layout {
    display: grid;
    grid-template-columns: 1fr 1.4fr;
    gap: 80px
}

.hc-faq .accordion-item {
    background: transparent;
    border: 0;
    border-bottom: 1px solid #e7dcd5;
    border-radius: 0
}

.hc-faq .accordion-button {
    background: transparent;
    padding: 24px 0;
    color: #36242d;
    box-shadow: none;
    font-size: 1rem
}

.hc-faq .accordion-body {
    padding: 0 0 24px;
    color: #6b6061;
    line-height: 1.75
}

.hc-inner-cta {
    background: #35202c;
    padding: 55px 0
}

.hc-inner-cta .container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px
}

.hc-inner-cta .hc-eyebrow {
    color: #e9af88 !important
}

.hc-inner-cta h2 {
    color: #fff;
    font-size: clamp(1.8rem, 2.8vw, 2.8rem);
    margin: 10px 0
}

.hc-inner-cta p {
    color: #ddcdd2;
    margin: 0
}

.hc-inner-cta .hc-btn {
    white-space: nowrap;
    background: #f5ede8 !important;
    border-color: #f5ede8 !important;
    color: #5d2940 !important
}

@media(max-width:767px) {
    .hc-inner-hero {
        min-height: 440px
    }

    .hc-inner-hero:before {
        background-image: linear-gradient(90deg, rgba(37, 19, 29, .91), rgba(37, 19, 29, .61)), var(--hero-photo)
    }

    .hc-inner-hero__content {
        padding: 62px 12px
    }

    .hc-editorial,
    .hc-faq-layout,
    .hc-service-grid,
    .hc-values {
        grid-template-columns: 1fr;
        gap: 18px
    }

    .hc-editorial--photo img {
        height: 280px
    }

    .hc-values article {
        min-height: 0
    }

    .hc-faq-layout {
        gap: 24px
    }

    .hc-inner-cta .container {
        display: block
    }

    .hc-inner-cta .hc-btn {
        margin-top: 24px
    }

    .hc-timeline article {
        grid-template-columns: 54px 1fr;
        gap: 16px
    }

    .hc-timeline b {
        font-size: 1.7rem
    }
}

/* =========================================================
   HANDYCASH FOOTER
   Reference structure: UdhaarNow
   Branding: HandyCash Editorial Indian Finance
========================================================= */

.hc-footer {
    position: relative;
    background: var(--hc-plum, #341927) !important;
    color: #d9cdd2;
    padding: 72px 0 22px !important;
    font-family: 'DM Sans', sans-serif;
}

/* =========================
   Brand
========================= */

.hc-footer__brand {
    display: inline-flex;
    align-items: center;
    gap: 11px;
    margin-bottom: 22px;
    text-decoration: none;
    background-color: #fff;

}

.hc-footer__logo {
    width: 42px;
    height: 42px;
    display: inline-flex;
    align-items: center;
    justify-content: center;

    background: var(--hc-burgundy, #59243b);
    border: 1px solid rgba(255, 255, 255, .12);
    border-radius: 11px;

    color: #fff;
    font-family: 'Manrope', sans-serif;
    font-size: 1.55rem;
    font-weight: 800;
    line-height: 1;

    transform: rotate(-8deg);
}

.hc-footer__brand-name {
    font-family: 'Manrope', sans-serif;
    font-size: 1.7rem;
    line-height: 1;
    font-weight: 800;
    letter-spacing: -.055em;
    color: #fff;
}

.hc-footer__brand-name span {
    color: #efa16f;
}

.hc-footer__about {
    max-width: 285px;
    margin: 0;

    color: #cdbfc5;
    font-size: .94rem;
    line-height: 1.85;
}

/* =========================
   Headings
========================= */

.hc-footer__title {
    margin: 2px 0 19px;

    color: #fff !important;
    font-family: 'Manrope', sans-serif;
    font-size: 1rem !important;
    font-weight: 750 !important;
    letter-spacing: -.015em;
}

/* =========================
   Footer Links
========================= */

.hc-footer__links {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 10px;
}

.hc-footer__links a {
    position: relative;
    display: inline-block;

    color: #d9cdd2 !important;
    font-size: .92rem;
    line-height: 1.5;

    transition:
        color .2s ease,
        transform .2s ease;
}

.hc-footer__links a:hover {
    color: #f0ad80 !important;
    transform: translateX(3px);
}

/* =========================
   Contact Information
========================= */

.hc-footer__contact {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.hc-footer__contact-item {
    display: flex;
    align-items: flex-start;
    gap: 11px;

    color: #d9cdd2 !important;
    font-size: .92rem;
    line-height: 1.65;
    text-decoration: none;
}

.hc-footer__contact-item i {
    flex: 0 0 18px;
    margin-top: 3px;

    color: var(--hc-saffron, #d8874b);
    font-size: 1rem;
}

a.hc-footer__contact-item:hover {
    color: #fff !important;
}

/* =========================
   Social Icons
========================= */

.hc-footer__social {
    display: flex;
    align-items: center;
    gap: 9px;
    margin-top: 22px;
}

.hc-footer__social a {
    width: 38px;
    height: 38px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    border: 1px solid rgba(255, 255, 255, .09);
    border-radius: 50%;

    background: rgba(255, 255, 255, .06);

    color: #fff !important;
    font-size: .95rem;

    transition:
        background .2s ease,
        border-color .2s ease,
        transform .2s ease;
}

.hc-footer__social a:hover {
    background: var(--hc-saffron, #d8874b);
    border-color: var(--hc-saffron, #d8874b);
    color: #fff !important;
    transform: translateY(-3px);
}

/* =========================================
   HANDYCASH GRIEVANCE REDRESSAL
========================================= */

.hc-grievance {
    position: relative;
    overflow: hidden;

    /* padding: 65px clamp(24px, 6vw, 90px); */
    padding: 10px ;

    background: var(--hc-plum, #341927);
    color: #fff;
}

/* Decorative Detail */

.hc-grievance::before {
    content: "";
    position: absolute;

    width: 280px;
    height: 280px;

    top: -180px;
    right: -80px;

    border: 1px solid rgba(216, 135, 75, .18);
    border-radius: 50%;
}

/* Eyebrow */

.hc-grievance .hc-eyebrow {
    position: relative;
    z-index: 2;

    margin-bottom: 16px;

    color: #e6a478 !important;
}

/* Entity */

.hc-grievance__entity {
    position: relative;
    z-index: 2;

    margin: 0 0 18px;

    font-family: 'Manrope', sans-serif;
    /* font-size: clamp(1.45rem, 2.5vw, 2rem); */
    font-size: 1.5rem;
    font-weight: 800;

    color: #fff;
}

/* Main Heading */

.hc-grievance__title {
    position: relative;
    z-index: 2;

    margin: 0 0 10px;

    font-family: 'Manrope', sans-serif;
    /* font-size: clamp(1.5rem, 2.5vw, 2.1rem); */
    font-size: 1.4rem;
    font-weight: 800;
    letter-spacing: -.04em;

    color: #fff;
}

/* Description */

.hc-grievance__description {
    position: relative;
    z-index: 2;

    max-width: 1000px;

    margin: 0 auto ;

    color: #ded1d6;

    font-size: 12px;
    line-height: 1.85;
}

/* =========================================
   Contact Details
========================================= */

.hc-grievance__contact {
    position: relative;
    z-index: 2;

    display: flex;
    align-items: center;
    justify-content: center;
    flex-wrap: wrap;

    gap: 14px;

    margin-top: 28px;
}

.hc-grievance__contact a {
    min-width: 245px;

    display: inline-flex;
    align-items: center;

    gap: 13px;

    padding: 13px 20px;

    background: rgba(255, 255, 255, .06);

    border: 1px solid rgba(255, 255, 255, .12);
    border-radius: 10px;

    color: #fff !important;

    text-align: left;

    transition:
        background .2s ease,
        border-color .2s ease,
        transform .2s ease;
}

.hc-grievance__contact a:hover {
    background: rgba(216, 135, 75, .13);

    border-color: rgba(216, 135, 75, .5);

    transform: translateY(-2px);
}

.hc-grievance__contact i {
    color: var(--hc-saffron, #d8874b);

    font-size: 1.15rem;
}

.hc-grievance__contact span {
    display: flex;
    flex-direction: column;

    font-family: 'Manrope', sans-serif;

    font-size: .87rem;
    font-weight: 700;
}

.hc-grievance__contact small {
    margin-bottom: 1px;

    color: #bfaeb5;

    font-family: 'DM Sans', sans-serif;
    font-size: .69rem;
    font-weight: 500;

    text-transform: uppercase;
    letter-spacing: .08em;
}

/* =========================================
   Legal Entity
========================================= */

.hc-grievance__legal {
    position: relative;
    z-index: 2;

    display: flex;
    justify-content: center;
    align-items: center;

    gap: 8px;

    max-width: 850px;

    margin: 30px auto 0;
    padding-top: 22px;

    border-top: 1px solid rgba(255, 255, 255, .10);

    color: #cdbfc5;

    font-size: .78rem;
    line-height: 1.6;
}

.hc-grievance__legal i {
    color: var(--hc-saffron, #d8874b);
}

/* =========================================
   Mobile
========================================= */

@media (max-width: 575.98px) {

    .hc-grievance {
        padding: 48px 22px;
    }

    .hc-grievance__description {
        font-size: .88rem;
    }

    .hc-grievance__contact {
        display: grid;
        grid-template-columns: 1fr;
    }

    .hc-grievance__contact a {
        min-width: 0;
        width: 100%;
    }

    .hc-grievance__legal {
        align-items: flex-start;
        text-align: left;
    }

}
/* =========================
   Legal Entity Information
========================= */

.hc-footer__entity {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 9px;

    margin-top: 20px;

    color: #f1e8eb;
    text-align: center;
    font-size: .86rem;
    line-height: 1.7;
}

.hc-footer__entity i {
    color: var(--hc-saffron, #d8874b);
    font-size: 1rem;
}

/* =========================
   Divider
========================= */

.hc-footer__divider {
    width: 100%;
    height: 1px;

    margin: 25px 0;

    background: rgba(255, 255, 255, .10);
}

/* =========================
   Location Links
========================= */

.hc-footer__locations {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;

    column-gap: 30px;
    row-gap: 10px;

    padding: 0 25px;
}

.hc-footer__locations a {
    color: #cdbfc5 !important;
    font-size: .84rem;
    line-height: 1.6;

    transition: color .2s ease;
}

.hc-footer__locations a:hover {
    color: #f0ad80 !important;
}

/* =========================
   Footer Bottom
========================= */

.hc-footer__bottom {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 28px;

    color: #bfaeb5;
    font-size: .82rem;
    text-align: center;
}

.hc-footer__bottom p {
    margin: 0;
}

.hc-footer__responsible {
    display: inline-flex;
    align-items: center;
    gap: 6px;
}

.hc-footer__responsible i {
    color: var(--hc-saffron, #d8874b);
}

/* =========================
   Back To Top
========================= */

.hc-footer__back-top {
    position: absolute;

    right: 26px;
    bottom: 80px;

    width: 46px;
    height: 46px;

    display: flex;
    align-items: center;
    justify-content: center;

    border: 1px solid rgba(255, 255, 255, .12);
    border-radius: 50%;

    background: var(--hc-burgundy, #59243b);

    color: #fff !important;
    font-size: 1.15rem;

    box-shadow: 0 10px 28px rgba(25, 8, 17, .25);

    transition:
        background .2s ease,
        transform .2s ease;
}

.hc-footer__back-top:hover {
    background: var(--hc-saffron, #d8874b);
    color: #fff !important;
    transform: translateY(-4px);
}

/* =========================
   Tablet
========================= */

@media (max-width: 991.98px) {

    .hc-footer {
        padding-top: 58px !important;
    }

    .hc-footer__entity {
        margin-top: 40px;
    }

    .hc-footer__locations {
        padding: 0;
        column-gap: 22px;
    }

}

/* =========================
   Mobile
========================= */

@media (max-width: 767.98px) {

    .hc-footer {
        padding: 50px 0 24px !important;
    }

    .hc-footer__about {
        max-width: 100%;
    }

    .hc-footer__entity {
        justify-content: flex-start;
        align-items: flex-start;

        margin-top: 34px;

        text-align: left;
    }

    .hc-footer__locations {
        justify-content: flex-start;

        column-gap: 18px;
        row-gap: 9px;
    }

    .hc-footer__locations a {
        width: calc(50% - 9px);
        font-size: .8rem;
    }

    .hc-footer__bottom {
        flex-direction: column;
        gap: 7px;
        align-items: flex-start;
        text-align: left;

        padding-right: 55px;
    }

    .hc-footer__back-top {
        right: 18px;
        bottom: 20px;

        width: 42px;
        height: 42px;
    }

}

/* =========================
   Small Mobile
========================= */

@media (max-width: 480px) {

    .hc-footer__locations {
        display: grid;
        grid-template-columns: 1fr;
    }

    .hc-footer__locations a {
        width: auto;
    }

}

/* =========================================================
   WHY HANDYCASH
========================================================= */

.hc-why {
    position: relative;
    overflow: hidden;
    padding: 100px 0;
    background: var(--hc-plum, #341927);
    color: #fff;
}

/* subtle editorial decoration */
.hc-why::before {
    content: "";
    position: absolute;
    width: 390px;
    height: 390px;
    right: -170px;
    top: -190px;
    border: 1px solid rgba(216, 135, 75, .22);
    border-radius: 50%;
}

.hc-why::after {
    content: "";
    position: absolute;
    width: 180px;
    height: 180px;
    left: -90px;
    bottom: -90px;
    border: 1px solid rgba(255, 255, 255, .08);
    border-radius: 50%;
}

.hc-why .container {
    position: relative;
    z-index: 2;
}

/* Left */

.hc-why__content {
    max-width: 520px;
}

.hc-why__eyebrow {
    color: #eeb087 !important;
}

.hc-why__title {
    margin: 20px 0 22px;
    font-family: 'Manrope', sans-serif;
    font-size: clamp(2.5rem, 4.2vw, 4.2rem);
    font-weight: 800;
    line-height: 1.08;
    letter-spacing: -.065em;
    color: #fff;
}

.hc-why__title span {
    color: #e5a173;
}

.hc-why__intro {
    max-width: 500px;
    margin-bottom: 28px;

    color: #ddcfd5;
    font-size: 1.02rem;
    line-height: 1.85;
}

/* Checks */

.hc-why__checks {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 14px 20px;
    margin-bottom: 32px;
}

.hc-why__checks > div {
    display: flex;
    align-items: center;
    gap: 9px;

    color: #f6eff1;
    font-size: .9rem;
    font-weight: 600;
}

.hc-why__checks i {
    color: var(--hc-saffron, #d8874b);
    font-size: 1rem;
}

/* CTA */

.hc-why__button {
    display: inline-flex;
    align-items: center;
    gap: 10px;

    background: #f6eee8 !important;
    border: 1px solid #f6eee8 !important;
    color: var(--hc-burgundy, #59243b) !important;
}

.hc-why__button i {
    transition: transform .2s ease;
}

.hc-why__button:hover {
    background: var(--hc-saffron, #d8874b) !important;
    border-color: var(--hc-saffron, #d8874b) !important;
    color: #fff !important;
}

.hc-why__button:hover i {
    transform: translate(3px, -3px);
}

/* =========================
   Feature Grid
========================= */

.hc-why__grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
}

.hc-why-card {
    position: relative;
    min-height: 245px;
    padding: 30px;

    display: flex;
    flex-direction: column;
    justify-content: space-between;

    border: 1px solid rgba(255, 255, 255, .10);
    border-radius: 15px;

    background: rgba(255, 255, 255, .07);

    transition:
        transform .25s ease,
        background .25s ease,
        border-color .25s ease;
}

.hc-why-card:hover {
    transform: translateY(-5px);
    background: rgba(255, 255, 255, .11);
    border-color: rgba(216, 135, 75, .45);
}

.hc-why-card--accent {
    background: var(--hc-burgundy, #59243b);
}

.hc-why-card--light {
    background: #422331;
}

.hc-why-card--warm {
    background: #70402f;
}

/* Icon */

.hc-why-card__icon {
    width: 52px;
    height: 52px;

    display: flex;
    align-items: center;
    justify-content: center;

    background: rgba(255, 255, 255, .09);
    border: 1px solid rgba(255, 255, 255, .09);
    border-radius: 12px;

    color: #efad7e;
    font-size: 1.45rem;
}

.hc-why-card__number {
    display: block;
    margin-bottom: 7px;

    color: #d99a71;
    font-family: 'Manrope', sans-serif;
    font-size: .68rem;
    font-weight: 800;
    letter-spacing: .14em;
}

.hc-why-card h3 {
    margin: 0 0 7px;

    color: #fff;
    font-family: 'Manrope', sans-serif;
    font-size: 1.15rem;
    font-weight: 750;
    letter-spacing: -.025em;
}

.hc-why-card p {
    margin: 0;

    color: #d8cbd0;
    font-size: .89rem;
    line-height: 1.65;
}

.hc-why-card--warm p {
    color: #f0dfd7;
}

/* =========================================================
   BENEFITS SECTION
========================================================= */

.hc-benefits {
    position: relative;
    padding: 100px 0;
    background: var(--hc-cream, #faf7f2);
}

/* Heading */

.hc-benefits__heading {
    max-width: 760px;
    margin: 0 auto 52px;
    text-align: center;
}

.hc-benefits__heading .hc-eyebrow {
    margin-bottom: 17px;
}

.hc-benefits__heading .hc-title {
    max-width: 760px;
    margin: 0 auto 16px;
}

.hc-benefits__heading .hc-title span {
    color: var(--hc-burgundy, #59243b);
}

.hc-benefits__heading > p {
    max-width: 630px;
    margin: 0 auto;

    color: #76666d;
    font-size: 1rem;
    line-height: 1.8;
}

/* =========================
   Benefits Grid
========================= */

.hc-benefits__grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
}

/* Benefit Card */

.hc-benefit-card {
    position: relative;

    display: grid;
    grid-template-columns: 62px 1fr 26px;
    align-items: center;
    gap: 20px;

    min-height: 145px;
    padding: 25px 27px;

    overflow: hidden;

    background: #fff;
    border: 1px solid #e8ddd7;
    border-radius: 13px;

    transition:
        transform .25s ease,
        border-color .25s ease,
        box-shadow .25s ease;
}

.hc-benefit-card:hover {
    transform: translateY(-4px);
    border-color: #d9b9aa;
    box-shadow: 0 18px 35px rgba(59, 36, 48, .07);
}

/* Number */

.hc-benefit-card__index {
    position: absolute;
    right: 18px;
    top: 10px;

    color: #f2eae5;
    font-family: 'Manrope', sans-serif;
    font-size: 2.7rem;
    font-weight: 800;
    line-height: 1;
    letter-spacing: -.08em;
}

/* Icon */

.hc-benefit-card__icon {
    position: relative;
    z-index: 2;

    width: 58px;
    height: 58px;

    display: flex;
    align-items: center;
    justify-content: center;

    background: #f8eee7;
    border-radius: 12px;

    color: #9d542f;
    font-size: 1.4rem;

    transition:
        background .25s ease,
        color .25s ease,
        transform .25s ease;
}

.hc-benefit-card:hover .hc-benefit-card__icon {
    background: var(--hc-burgundy, #59243b);
    color: #fff;
    transform: rotate(-4deg);
}

/* Content */

.hc-benefit-card__content {
    position: relative;
    z-index: 2;
}

.hc-benefit-card h3 {
    margin: 0 0 6px;

    color: #3b2630;
    font-family: 'Manrope', sans-serif;
    font-size: 1.08rem;
    font-weight: 800;
    letter-spacing: -.025em;
}

.hc-benefit-card p {
    max-width: 470px;
    margin: 0;

    color: #706269;
    font-size: .88rem;
    line-height: 1.65;
}

/* Arrow */

.hc-benefit-card__arrow {
    position: relative;
    z-index: 2;

    color: #bba9a2;
    font-size: 1rem;

    transition:
        color .2s ease,
        transform .2s ease;
}

.hc-benefit-card:hover .hc-benefit-card__arrow {
    color: var(--hc-saffron, #d8874b);
    transform: translate(3px, -3px);
}

/* =========================================================
   RESPONSIVE
========================================================= */

@media (max-width: 991.98px) {

    .hc-why,
    .hc-benefits {
        padding: 75px 0;
    }

    .hc-why__content {
        max-width: 680px;
    }

    .hc-benefits__grid {
        grid-template-columns: 1fr;
    }

}

@media (max-width: 767.98px) {

    .hc-why,
    .hc-benefits {
        padding: 62px 0;
    }

    .hc-why__title {
        font-size: clamp(2.35rem, 10vw, 3.3rem);
    }

    .hc-why__checks {
        grid-template-columns: 1fr;
        gap: 11px;
    }

    .hc-why__grid {
        grid-template-columns: 1fr;
    }

    .hc-why-card {
        min-height: 210px;
        padding: 25px;
    }

    .hc-benefits__heading {
        margin-bottom: 35px;
        text-align: left;
    }

    .hc-benefits__heading .hc-title,
    .hc-benefits__heading > p {
        margin-left: 0;
    }

    .hc-benefit-card {
        grid-template-columns: 52px 1fr;
        gap: 15px;

        min-height: auto;
        padding: 22px;
    }

    .hc-benefit-card__icon {
        width: 50px;
        height: 50px;
    }

    .hc-benefit-card__arrow {
        display: none;
    }

    .hc-benefit-card__index {
        font-size: 2.2rem;
    }

}

@media (max-width: 480px) {

    .hc-benefit-card {
        align-items: flex-start;
    }

    .hc-benefit-card h3 {
        padding-right: 25px;
    }

}

/* =========================================================
   HANDYCASH — LOAN USE CASE / SERVICE CARDS
========================================================= */

.hc-usecases {
    background: #fffdf9;
}

/* =========================
   Section Heading
========================= */

.hc-usecases .hc-section-intro {
    max-width: 760px;
    margin-bottom: 48px;
}

.hc-usecases .hc-section-intro h2 {
    max-width: 700px;
}

.hc-usecases .hc-section-intro p {
    max-width: 680px;
}

/* =========================
   Grid
========================= */

.hc-usecases__grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 20px;
}

/* =========================
   Individual Card

   Image   = approx 35%
   Content = approx 65%
========================= */

.hc-usecase-card {
    display: grid;
    grid-template-columns: 35% 65%;

    min-height: 270px;

    overflow: hidden;

    background: #fcf9f5;
    border: 1px solid #e8ddd5;
    border-radius: 14px;

    transition:
        transform .25s ease,
        border-color .25s ease,
        box-shadow .25s ease;
}

.hc-usecase-card:hover {
    transform: translateY(-4px);
    border-color: #d8b9aa;
    box-shadow: 0 18px 40px rgba(59, 36, 48, .08);
}

/* =========================
   Image Side
========================= */

.hc-usecase-card__media {
    position: relative;
    min-width: 0;
    overflow: hidden;
    background: #eee5df;
}

.hc-usecase-card__media::after {
    content: "";
    position: absolute;
    inset: 0;

    background: linear-gradient(
        180deg,
        transparent 48%,
        rgba(40, 20, 30, .25) 100%
    );

    pointer-events: none;
}

.hc-usecase-card__media img {
    width: 100%;
    height: 100%;
    min-height: 270px;

    display: block;
    object-fit: cover;

    transition: transform .5s ease;
}

.hc-usecase-card:hover .hc-usecase-card__media img {
    transform: scale(1.045);
}

/* Floating Icon */

.hc-usecase-card__icon {
    position: absolute;
    z-index: 2;

    left: 18px;
    bottom: 18px;

    width: 45px;
    height: 45px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    background: #fff;
    border-radius: 10px;

    color: var(--hc-burgundy, #59243b);
    font-size: 1.25rem;

    box-shadow: 0 7px 22px rgba(42, 20, 30, .15);
}

/* =========================
   Content Side
========================= */

.hc-usecase-card__body {
    position: relative;

    display: flex;
    flex-direction: column;
    align-items: flex-start;
    justify-content: center;

    min-width: 0;
    padding: 30px;
}

/* Small Category */

.hc-usecase-card__label {
    display: block;

    margin-bottom: 13px;

    color: #ad5c38;
    font-family: 'Manrope', sans-serif;
    font-size: .68rem;
    font-weight: 800;
    line-height: 1.4;

    letter-spacing: .14em;
}

/* Title */

.hc-usecase-card h3 {
    margin: 0 0 11px;

    color: var(--hc-ink, #24101b);

    font-family: 'Manrope', sans-serif;
    font-size: clamp(1.18rem, 1.7vw, 1.42rem);
    font-weight: 800;
    line-height: 1.25;
    letter-spacing: -.035em;
}

/* Description */

.hc-usecase-card p {
    margin: 0;

    color: #706067;
    font-size: .91rem;
    line-height: 1.75;
}

/* =========================
   Text Link
========================= */

.hc-usecase-card__link {
    display: inline-flex;
    align-items: center;
    gap: 8px;

    margin-top: 19px;
    padding-bottom: 3px;

    border-bottom: 1px solid #d2a088;

    color: var(--hc-burgundy, #59243b) !important;

    font-family: 'Manrope', sans-serif;
    font-size: .79rem;
    font-weight: 750;

    transition:
        color .2s ease,
        border-color .2s ease;
}

.hc-usecase-card__link i {
    font-size: .82rem;

    transition: transform .2s ease;
}

.hc-usecase-card__link:hover {
    color: var(--hc-saffron, #d8874b) !important;
    border-color: var(--hc-saffron, #d8874b);
}

.hc-usecase-card__link:hover i {
    transform: translate(3px, -3px);
}

/* =========================
   Responsible Lending Note
========================= */

.hc-usecases__note {
    display: flex;
    align-items: flex-start;
    gap: 11px;

    max-width: 900px;

    margin: 32px auto 0;
    padding: 17px 21px;

    background: var(--hc-cream, #faf7f2);
    border: 1px solid #e9dfd8;
    border-radius: 10px;
}

.hc-usecases__note i {
    flex: 0 0 auto;

    margin-top: 2px;

    color: var(--hc-saffron, #d8874b);
}

.hc-usecases__note p {
    margin: 0;

    color: #77686e;
    font-size: .78rem;
    line-height: 1.7;
}

/* =========================================================
   RESPONSIVE
========================================================= */

@media (max-width: 1199.98px) {

    .hc-usecase-card {
        grid-template-columns: 40% 60%;
    }

    .hc-usecase-card__body {
        padding: 25px;
    }

}

/* Tablet */

@media (max-width: 991.98px) {

    .hc-usecases__grid {
        grid-template-columns: 1fr;
    }

    .hc-usecase-card {
        grid-template-columns: 32% 68%;
        min-height: 250px;
    }

    .hc-usecase-card__media img {
        min-height: 250px;
    }

}

/* Mobile */

@media (max-width: 575.98px) {

    .hc-usecases .hc-section-intro {
        margin-bottom: 32px;
    }

    .hc-usecases__grid {
        gap: 16px;
    }

    .hc-usecase-card {
        display: block;
        min-height: 0;
    }

    .hc-usecase-card__media {
        height: 210px;
    }

    .hc-usecase-card__media img {
        min-height: 0;
        height: 100%;
    }

    .hc-usecase-card__body {
        padding: 24px 22px 26px;
    }

    .hc-usecase-card__icon {
        width: 42px;
        height: 42px;

        left: 15px;
        bottom: 15px;
    }

    .hc-usecase-card__link {
        margin-top: 16px;
    }

    .hc-usecases__note {
        margin-top: 24px;
    }

}

/* =========================================================
   HANDYCASH CONTACT INFORMATION PANEL
========================================================= */

.hc-contact-panel {
    position: relative;
    overflow: hidden;

    height: 100%;
    min-height: 485px;

    display: flex;
    flex-direction: column;
    justify-content: center;
    gap: 30px;

    padding: clamp(30px, 4vw, 48px);

    background: var(--hc-plum, #341927);

    border: 1px solid rgba(255, 255, 255, .08);
    border-radius: 15px;

    color: #fff;
}

/* Subtle Brand Decoration */

.hc-contact-panel::before {
    content: "";
    position: absolute;

    width: 260px;
    height: 260px;

    right: -130px;
    top: -130px;

    border: 1px solid rgba(216, 135, 75, .22);
    border-radius: 50%;

    pointer-events: none;
}

.hc-contact-panel::after {
    content: "";
    position: absolute;

    width: 150px;
    height: 150px;

    right: -65px;
    bottom: -70px;

    background: rgba(216, 135, 75, .06);
    border-radius: 50%;

    pointer-events: none;
}

/* =========================================================
   Contact Item
========================================================= */

.hc-contact-panel__item {
    position: relative;
    z-index: 2;

    display: flex;
    align-items: flex-start;
    gap: 17px;
}

/* Icon */

.hc-contact-panel__icon {
    flex: 0 0 48px;

    width: 48px;
    height: 48px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    background: #fff;
    border-radius: 50%;

    color: var(--hc-burgundy, #59243b);

    font-size: 1.15rem;

    box-shadow: 0 8px 22px rgba(20, 7, 14, .14);

    transition:
        background .2s ease,
        color .2s ease,
        transform .2s ease;
}

/* Icon Hover */

.hc-contact-panel__item:hover
.hc-contact-panel__icon {
    background: var(--hc-saffron, #d8874b);
    color: #fff;

    transform: translateY(-2px);
}

/* Content */

.hc-contact-panel__content {
    padding-top: 2px;
}

.hc-contact-panel__content h4 {
    margin: 0 0 4px;

    color: #fff;

    font-family: 'Manrope', sans-serif;
    font-size: .95rem;
    font-weight: 750;
    line-height: 1.35;
    letter-spacing: -.01em;
}

.hc-contact-panel__content p {
    margin: 0;

    color: #e5d9de;

    font-size: .91rem;
    line-height: 1.6;
}

/* Contact Links */

.hc-contact-panel__content a {
    display: inline-block;

    color: #f1e8eb !important;

    font-size: .91rem;
    line-height: 1.55;

    transition: color .2s ease;
}

.hc-contact-panel__content a:hover {
    color: #efad82 !important;
}

/* =========================================================
   Grievance Box
========================================================= */

.hc-contact-panel__grievance {
    position: relative;
    z-index: 2;

    margin-top: 2px;
    padding: 18px 20px;

    background: rgba(255, 255, 255, .055);

    border: 1px solid rgba(255, 255, 255, .10);
    border-left: 3px solid var(--hc-saffron, #d8874b);

    border-radius: 9px;
}

.hc-contact-panel__grievance-title {
    display: flex;
    align-items: center;
    gap: 9px;

    margin-bottom: 7px;

    color: #fff;

    font-family: 'Manrope', sans-serif;
    font-size: .86rem;
    font-weight: 750;
}

.hc-contact-panel__grievance-title i {
    color: #e5a173;
    font-size: 1rem;
}

.hc-contact-panel__grievance p {
    margin: 0;

    color: #cdbfc5;

    font-size: .77rem;
    line-height: 1.65;
}

/* =========================================================
   RESPONSIVE
========================================================= */

@media (max-width: 991.98px) {

    .hc-contact-panel {
        min-height: auto;
        padding: 38px;
    }

}

@media (max-width: 575.98px) {

    .hc-contact-panel {
        gap: 25px;

        padding: 30px 24px;

        border-radius: 13px;
    }

    .hc-contact-panel__item {
        gap: 14px;
    }

    .hc-contact-panel__icon {
        flex-basis: 44px;

        width: 44px;
        height: 44px;

        font-size: 1rem;
    }

    .hc-contact-panel__content h4 {
        font-size: .9rem;
    }

    .hc-contact-panel__content p,
    .hc-contact-panel__content a {
        font-size: .86rem;
    }

}

/* =========================================================
   HANDYCASH — RATES & CHARGES
========================================================= */

.hc-rates {
    background: #fffdf9;
}

/* Header */

.hc-rates__head {
    display: grid;
    grid-template-columns: minmax(0, 1fr) 430px;
    align-items: end;
    gap: 50px;

    margin-bottom: 46px;
}

.hc-rates__head .hc-title {
    margin: 15px 0 0;
}

.hc-rates__head > p {
    margin: 0;
    color: #706168;
    font-size: .98rem;
    line-height: 1.8;
}

/* =========================================================
   Main Rate Grid
========================================================= */

.hc-rates__grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 16px;
}

/* Card */

.hc-rate-card {
    position: relative;
    overflow: hidden;

    min-height: 210px;
    padding: 28px;

    display: flex;
    flex-direction: column;
    justify-content: space-between;

    background: #fcf9f5;

    border: 1px solid #e8ddd5;
    border-radius: 14px;

    transition:
        transform .25s ease,
        border-color .25s ease,
        box-shadow .25s ease;
}

.hc-rate-card:hover {
    transform: translateY(-4px);

    border-color: #d9b8a7;

    box-shadow:
        0 18px 38px rgba(59, 36, 48, .07);
}

/* Icon */

.hc-rate-card__icon {
    width: 48px;
    height: 48px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    background: #f5e8df;

    border-radius: 10px;

    color: #a15836;

    font-size: 1.25rem;
}

/* Content */

.hc-rate-card__content {
    display: flex;
    flex-direction: column;
}

.hc-rate-card__content > span {
    margin-bottom: 5px;

    color: #806e75;

    font-family: 'Manrope', sans-serif;
    font-size: .72rem;
    font-weight: 700;

    text-transform: uppercase;
    letter-spacing: .08em;
}

.hc-rate-card__content strong {
    color: var(--hc-ink, #24101b);

    font-family: 'Manrope', sans-serif;
    font-size: clamp(1.55rem, 2.4vw, 2.15rem);
    font-weight: 800;
    line-height: 1.2;
    letter-spacing: -.055em;
}

.hc-rate-card__content small {
    margin-top: 5px;

    color: #87777d;

    font-size: .78rem;
}

/* Featured Cards */

.hc-rate-card--featured {
    background: var(--hc-plum, #341927);

    border-color: var(--hc-plum, #341927);
}

.hc-rate-card--featured:hover {
    border-color: #8f5942;
}

.hc-rate-card--featured .hc-rate-card__icon {
    background: rgba(255, 255, 255, .08);

    color: var(--hc-saffron, #d8874b);
}

.hc-rate-card--featured
.hc-rate-card__content > span {
    color: #cdbcc3;
}

.hc-rate-card--featured
.hc-rate-card__content strong {
    color: #fff;
}

.hc-rate-card--featured
.hc-rate-card__content small {
    color: #d8cbd0;
}

/* =========================================================
   Additional Charges
========================================================= */

.hc-rates__details {
    margin-top: 22px;
    padding: clamp(25px, 4vw, 38px);

    background: #fff;

    border: 1px solid #e8ddd5;
    border-radius: 14px;
}

/* Header */

.hc-rates__details-head {
    display: flex;
    justify-content: space-between;
    align-items: center;

    gap: 25px;

    padding-bottom: 25px;

    border-bottom: 1px solid #ede4df;
}

.hc-rates__details-head h3 {
    margin: 9px 0 0;

    color: var(--hc-ink, #24101b);

    font-family: 'Manrope', sans-serif;
    font-size: 1.45rem;
    font-weight: 800;
    letter-spacing: -.035em;
}

.hc-rates__details-head > i {
    color: #c17b52;

    font-size: 1.8rem;
}

/* Rows */

.hc-rates__rows {
    display: flex;
    flex-direction: column;
}

.hc-rates__row {
    min-height: 84px;

    display: flex;
    align-items: center;
    justify-content: space-between;

    gap: 30px;

    padding: 18px 0;

    border-bottom: 1px solid #eee6e1;
}

.hc-rates__row:last-child {
    padding-bottom: 0;
    border-bottom: 0;
}

.hc-rates__row > div {
    display: flex;
    align-items: center;

    gap: 15px;
}

/* Small Icon */

.hc-rates__row-icon {
    width: 42px;
    height: 42px;

    flex: 0 0 42px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    background: #f8eee7;

    border-radius: 9px;

    color: #9d542f;
}

/* Row Text */

.hc-rates__row strong {
    display: block;

    margin-bottom: 2px;

    color: #3c2831;

    font-family: 'Manrope', sans-serif;
    font-size: .94rem;
    font-weight: 750;
}

.hc-rates__row small {
    color: #85767c;

    font-size: .78rem;
}

/* Value */

.hc-rates__row > b {
    color: var(--hc-burgundy, #59243b);

    font-family: 'Manrope', sans-serif;
    font-size: 1rem;
    font-weight: 800;

    white-space: nowrap;
}

.hc-rates__row > b.hc-rates__free {
    padding: 6px 11px;

    background: #f4ebe5;

    border-radius: 6px;

    color: #8d4d30;

    font-size: .78rem;

    text-transform: uppercase;
    letter-spacing: .04em;
}

/* =========================================================
   Disclosure Note
========================================================= */

.hc-rates__note {
    display: flex;
    align-items: flex-start;

    gap: 11px;

    margin-top: 22px;
    padding: 17px 20px;

    background: var(--hc-cream, #faf7f2);

    border-left: 3px solid var(--hc-saffron, #d8874b);
    border-radius: 7px;
}

.hc-rates__note i {
    margin-top: 2px;

    color: var(--hc-saffron, #d8874b);
}

.hc-rates__note p {
    margin: 0;

    color: #75666c;

    font-size: .78rem;
    line-height: 1.7;
}

/* =========================================================
   RESPONSIVE
========================================================= */

@media (max-width: 991.98px) {

    .hc-rates__head {
        grid-template-columns: 1fr;

        gap: 15px;
    }

    .hc-rates__head > p {
        max-width: 650px;
    }

    .hc-rates__grid {
        grid-template-columns: repeat(2, 1fr);
    }

}

@media (max-width: 575.98px) {

    .hc-rates__grid {
        grid-template-columns: 1fr;
    }

    .hc-rate-card {
        min-height: 185px;
        padding: 24px;
    }

    .hc-rates__details {
        padding: 24px 20px;
    }

    .hc-rates__row {
        align-items: flex-start;
        flex-direction: column;

        gap: 12px;
    }

    .hc-rates__row > b {
        margin-left: 57px;
    }

    .hc-rates__details-head > i {
        display: none;
    }

}

/* =========================================================
   HANDYCASH — PAYMENT DISCLAIMER
========================================================= */

.hc-disclaimer {
    background: #fffdf9;
}

/* =========================================================
   Heading
========================================================= */

.hc-disclaimer__heading {
    max-width: 780px;
    margin-bottom: 48px;
}

.hc-disclaimer__heading .hc-title {
    margin: 16px 0;
}

.hc-disclaimer__heading .hc-title span {
    color: var(--hc-burgundy, #59243b);
}

.hc-disclaimer__heading > p {
    max-width: 680px;
    margin: 0;

    color: #716269;
    font-size: 1rem;
    line-height: 1.8;
}

/* =========================================================
   Main Warning
========================================================= */

.hc-disclaimer__warning {
    position: relative;

    display: grid;
    grid-template-columns: 64px 1fr;
    align-items: center;
    gap: 22px;

    margin-bottom: 24px;
    padding: 28px 32px;

    overflow: hidden;

    background: var(--hc-plum, #341927);
    border-radius: 14px;

    color: #fff;
}

/* decorative circle */

.hc-disclaimer__warning::after {
    content: "";

    position: absolute;
    width: 180px;
    height: 180px;

    right: -70px;
    top: -90px;

    border: 1px solid rgba(216, 135, 75, .25);
    border-radius: 50%;
}

.hc-disclaimer__warning-icon {
    width: 60px;
    height: 60px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    background: rgba(216, 135, 75, .12);
    border: 1px solid rgba(216, 135, 75, .28);
    border-radius: 12px;

    color: #e9a171;
    font-size: 1.55rem;
}

.hc-disclaimer__warning-content {
    position: relative;
    z-index: 2;
}

.hc-disclaimer__warning-content > span {
    display: block;

    margin-bottom: 5px;

    color: #e5a173;

    font-family: 'Manrope', sans-serif;
    font-size: .68rem;
    font-weight: 800;

    text-transform: uppercase;
    letter-spacing: .13em;
}

.hc-disclaimer__warning h3 {
    margin: 0 0 7px;

    color: #fff;

    font-family: 'Manrope', sans-serif;
    font-size: clamp(1.35rem, 2.3vw, 2rem);
    font-weight: 800;
    line-height: 1.3;
    letter-spacing: -.035em;
}

.hc-disclaimer__warning p {
    max-width: 850px;
    margin: 0;

    color: #d9ccd1;
    font-size: .9rem;
    line-height: 1.7;
}

/* =========================================================
   Main Two-Column Layout
========================================================= */

.hc-disclaimer__layout {
    display: grid;
    grid-template-columns: minmax(0, 1.35fr) minmax(330px, .65fr);
    gap: 22px;

    align-items: stretch;
}

/* =========================================================
   Rules
========================================================= */

.hc-disclaimer__rules {
    overflow: hidden;

    background: #fff;

    border: 1px solid #e9dfd8;
    border-radius: 14px;
}

.hc-disclaimer-rule {
    position: relative;

    display: grid;
    grid-template-columns: 50px 1fr;
    gap: 18px;

    padding: 27px 30px;

    border-bottom: 1px solid #eee5df;
}

.hc-disclaimer-rule:last-child {
    border-bottom: 0;
}

/* Number */

.hc-disclaimer-rule__number {
    position: absolute;

    right: 20px;
    top: 15px;

    color: #f2ebe6;

    font-family: 'Manrope', sans-serif;
    font-size: 2.6rem;
    font-weight: 800;
    line-height: 1;
    letter-spacing: -.08em;
}

/* Icon */

.hc-disclaimer-rule__icon {
    position: relative;
    z-index: 2;

    width: 48px;
    height: 48px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    background: #f8eee7;
    border-radius: 10px;

    color: #9d542f;

    font-size: 1.15rem;
}

.hc-disclaimer-rule > div:last-child {
    position: relative;
    z-index: 2;
}

/* Rule Text */

.hc-disclaimer-rule h3 {
    margin: 1px 0 6px;

    color: var(--hc-ink, #24101b);

    font-family: 'Manrope', sans-serif;
    font-size: 1rem;
    font-weight: 800;
    letter-spacing: -.02em;
}

.hc-disclaimer-rule p {
    max-width: 680px;
    margin: 0;

    color: #71646a;

    font-size: .86rem;
    line-height: 1.7;
}

/* =========================================================
   Right Notice
========================================================= */

.hc-disclaimer__notice {
    position: relative;
    overflow: hidden;

    padding: 35px;

    background: var(--hc-cream, #faf7f2);

    border: 1px solid #e5d8d0;
    border-top: 3px solid var(--hc-saffron, #d8874b);
    border-radius: 14px;
}

.hc-disclaimer__notice-label,
.hc-disclaimer__report-label {
    display: block;

    margin-bottom: 13px;

    color: #a75a38;

    font-family: 'Manrope', sans-serif;
    font-size: .67rem;
    font-weight: 800;

    letter-spacing: .13em;
}

.hc-disclaimer__notice h3 {
    margin: 0 0 15px;

    color: #3a2530;

    font-family: 'Manrope', sans-serif;
    font-size: clamp(1.25rem, 2vw, 1.65rem);
    font-weight: 800;
    line-height: 1.35;
    letter-spacing: -.035em;
}

.hc-disclaimer__notice > p {
    margin: 0;

    color: #706268;

    font-size: .87rem;
    line-height: 1.75;
}

.hc-disclaimer__notice-divider {
    width: 100%;
    height: 1px;

    margin: 27px 0;

    background: #e2d5cd;
}

.hc-disclaimer__report-copy {
    margin-bottom: 18px !important;
}

/* =========================================================
   Grievance Email
========================================================= */

.hc-disclaimer__email {
    display: grid;
    grid-template-columns: 42px 1fr 18px;
    align-items: center;

    gap: 12px;

    padding: 15px;

    background: #fff;

    border: 1px solid #e4d6ce;
    border-radius: 10px;

    color: var(--hc-burgundy, #59243b) !important;

    transition:
        transform .2s ease,
        border-color .2s ease,
        box-shadow .2s ease;
}

.hc-disclaimer__email:hover {
    transform: translateY(-2px);

    border-color: #d3ad98;

    box-shadow: 0 10px 25px rgba(59, 36, 48, .07);
}

.hc-disclaimer__email > span {
    width: 42px;
    height: 42px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    background: #f8eee7;
    border-radius: 9px;

    color: #9d542f;
}

.hc-disclaimer__email div {
    min-width: 0;

    display: flex;
    flex-direction: column;
}

.hc-disclaimer__email small {
    color: #8c7b82;

    font-size: .67rem;
}

.hc-disclaimer__email strong {
    overflow: hidden;

    color: #52253a;

    font-family: 'Manrope', sans-serif;
    font-size: .82rem;

    text-overflow: ellipsis;
    white-space: nowrap;
}

.hc-disclaimer__email > i {
    color: #a9694b;

    font-size: .85rem;
}

/* =========================================================
   Bottom Safety Strip
========================================================= */

.hc-disclaimer__safety {
    display: flex;
    align-items: center;

    gap: 12px;

    margin-top: 22px;
    padding: 17px 20px;

    background: #f9f3ed;

    border-left: 3px solid var(--hc-saffron, #d8874b);
    border-radius: 7px;
}

.hc-disclaimer__safety > i {
    flex: 0 0 auto;

    color: #a65c39;

    font-size: 1.05rem;
}

.hc-disclaimer__safety p {
    margin: 0;

    color: #706168;

    font-size: .8rem;
    line-height: 1.65;
}

.hc-disclaimer__safety strong {
    color: #442a36;
}

/* =========================================================
   Responsive
========================================================= */

@media (max-width: 991.98px) {

    .hc-disclaimer__layout {
        grid-template-columns: 1fr;
    }

}

@media (max-width: 575.98px) {

    .hc-disclaimer__heading {
        margin-bottom: 32px;
    }

    .hc-disclaimer__warning {
        grid-template-columns: 1fr;

        padding: 25px 22px;
    }

    .hc-disclaimer__warning-icon {
        width: 50px;
        height: 50px;

        font-size: 1.25rem;
    }

    .hc-disclaimer-rule {
        grid-template-columns: 43px 1fr;

        gap: 14px;

        padding: 23px 20px;
    }

    .hc-disclaimer-rule__icon {
        width: 42px;
        height: 42px;
    }

    .hc-disclaimer-rule__number {
        font-size: 2rem;
    }

    .hc-disclaimer__notice {
        padding: 27px 22px;
    }

    .hc-disclaimer__email {
        grid-template-columns: 38px minmax(0, 1fr);
    }

    .hc-disclaimer__email > i {
        display: none;
    }

    .hc-disclaimer__email > span {
        width: 38px;
        height: 38px;
    }

    .hc-disclaimer__safety {
        align-items: flex-start;
    }

}

/* =========================================================
   HANDYCASH — TERMS & CONDITIONS
========================================================= */

.hc-terms {
    background: #fffdf9;
}

/* =========================================================
   Intro
========================================================= */

.hc-terms__intro {
    display: grid;
    grid-template-columns: minmax(0, 1fr) auto;
    align-items: end;

    gap: 50px;

    margin-bottom: 25px;
}

.hc-terms__intro .hc-title {
    margin: 15px 0 13px;
}

.hc-terms__intro > div:first-child > p {
    max-width: 700px;
    margin: 0;

    color: #706168;

    font-size: 1rem;
    line-height: 1.8;
}

/* Last Updated */

.hc-terms__updated {
    display: flex;
    align-items: center;

    gap: 11px;

    min-width: 155px;

    padding: 14px 17px;

    background: var(--hc-cream, #faf7f2);

    border: 1px solid #e8ddd5;
    border-radius: 10px;
}

.hc-terms__updated > i {
    color: var(--hc-saffron, #d8874b);

    font-size: 1.15rem;
}

.hc-terms__updated div {
    display: flex;
    flex-direction: column;
}

.hc-terms__updated small {
    color: #89777f;

    font-size: .65rem;

    text-transform: uppercase;
    letter-spacing: .07em;
}

.hc-terms__updated strong {
    color: #462735;

    font-family: 'Manrope', sans-serif;
    font-size: .9rem;
}

/* =========================================================
   Notice
========================================================= */

.hc-terms__notice {
    display: flex;
    align-items: flex-start;

    gap: 11px;

    margin-bottom: 40px;
    padding: 17px 20px;

    background: #f9f2ed;

    border-left: 3px solid var(--hc-saffron, #d8874b);
    border-radius: 7px;
}

.hc-terms__notice i {
    margin-top: 3px;

    color: #a65c39;
}

.hc-terms__notice p {
    margin: 0;

    color: #6f6067;

    font-size: .8rem;
    line-height: 1.7;
}

/* =========================================================
   Main Layout
========================================================= */

.hc-terms__layout {
    /* display: grid;
    grid-template-columns: 255px minmax(0, 1fr);

    gap: clamp(35px, 5vw, 75px); */

    align-items: start;
}

/* =========================================================
   Sidebar
========================================================= */

.hc-terms__sidebar {
    position: relative;
}

.hc-terms__sidebar-inner {
    position: sticky;
    top: 105px;

    max-height: calc(100vh - 135px);

    overflow-y: auto;

    padding: 23px;

    background: var(--hc-cream, #faf7f2);

    border: 1px solid #e9dfd8;
    border-radius: 12px;

    scrollbar-width: thin;
}

.hc-terms__sidebar-label {
    display: block;

    margin-bottom: 15px;

    color: #a35a3a;

    font-family: 'Manrope', sans-serif;
    font-size: .65rem;
    font-weight: 800;

    letter-spacing: .13em;
}

/* Navigation */

.hc-terms__nav {
    display: flex;
    flex-direction: column;
}

.hc-terms__nav a {
    display: grid;
    grid-template-columns: 25px 1fr;

    gap: 8px;

    padding: 9px 0;

    border-bottom: 1px solid #e9ded8;

    color: #695a61 !important;

    font-size: .75rem;
    line-height: 1.4;

    transition:
        color .2s ease,
        padding-left .2s ease;
}

.hc-terms__nav a:last-child {
    border-bottom: 0;
}

.hc-terms__nav a span {
    color: #b17153;

    font-family: 'Manrope', sans-serif;
    font-size: .63rem;
    font-weight: 800;
}

.hc-terms__nav a:hover {
    padding-left: 4px;

    color: var(--hc-burgundy, #59243b) !important;
}

/* =========================================================
   Terms Content
========================================================= */

.hc-terms__content {
    min-width: 0;
}

.hc-term {
    position: relative;

    /* display: grid;
    grid-template-columns: 58px minmax(0, 1fr); */

    gap: 26px;

    padding: 0 0 38px;
    /* margin-bottom: 38px; */

    /* border-bottom: 1px solid #e9dfd8; */

    scroll-margin-top: 120px;
}

/* Number */

.hc-term__number {
    width: 52px;
    height: 52px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    background: #f7ece6;

    border-radius: 10px;

    color: #a25938;

    font-family: 'Manrope', sans-serif;
    font-size: .75rem;
    font-weight: 800;

    letter-spacing: .07em;
}

/* Heading */

.hc-term h2 {
    margin: 5px 0 13px;

    color: var(--hc-ink, #24101b);

    font-family: 'Manrope', sans-serif;
    font-size: clamp(1.25rem, 2vw, 1.6rem);
    font-weight: 800;
    line-height: 1.3;

    letter-spacing: -.035em;
}

/* Paragraph */

.hc-term p {
    /* max-width: 850px; */

    margin: 0 0 11px;

    color: #6d6065;

    font-size: .91rem;
    line-height: 1.85;
}

.hc-term p:last-child {
    margin-bottom: 0;
}

/* =========================================================
   Contact Information
========================================================= */

.hc-term-contact {
    display: grid;
    grid-template-columns: 1.25fr 1fr 1fr;

    gap: 12px;

    margin-top: 22px;
}

.hc-term-contact__item {
    display: flex;
    align-items: center;

    gap: 12px;

    min-width: 0;

    padding: 16px;

    background: var(--hc-cream, #faf7f2);

    border: 1px solid #e7dbd4;
    border-radius: 10px;

    color: inherit !important;

    transition:
        transform .2s ease,
        border-color .2s ease;
}

a.hc-term-contact__item:hover {
    transform: translateY(-2px);

    border-color: #d4ae99;
}

/* Contact Icon */

.hc-term-contact__icon {
    flex: 0 0 40px;

    width: 40px;
    height: 40px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    background: #f5e8df;

    border-radius: 8px;

    color: #9e5534;
}

.hc-term-contact__item div {
    min-width: 0;

    display: flex;
    flex-direction: column;
}

.hc-term-contact__item small {
    margin-bottom: 2px;

    color: #8d7a82;

    font-size: .64rem;

    text-transform: uppercase;
    letter-spacing: .06em;
}

.hc-term-contact__item strong {
    color: #4b303b;

    font-family: 'Manrope', sans-serif;
    font-size: .78rem;
    font-weight: 700;
    line-height: 1.5;

    word-break: break-word;
}

/* =========================================================
   Final Agreement
========================================================= */

.hc-term--agreement {
    padding: 30px;

    background: var(--hc-plum, #341927);

    border: 0;
    border-radius: 13px;
}

.hc-term--agreement .hc-term__number {
    background: rgba(255, 255, 255, .08);

    color: #e5a173;
}

.hc-term--agreement .hc-eyebrow {
    color: #e5a173 !important;
}

.hc-term--agreement h2 {
    color: #fff;
}

.hc-term--agreement p {
    color: #d8cbd0;
}

/* =========================================================
   Responsive
========================================================= */

@media (max-width: 991.98px) {

    .hc-terms__layout {
        grid-template-columns: 1fr;
    }

    .hc-terms__sidebar {
        display: none;
    }

    .hc-term-contact {
        grid-template-columns: 1fr;
    }

}

@media (max-width: 767.98px) {

    .hc-terms__intro {
        grid-template-columns: 1fr;

        gap: 20px;
    }

    .hc-terms__updated {
        width: fit-content;
    }

}

@media (max-width: 575.98px) {

    .hc-terms__notice {
        margin-bottom: 30px;
    }

    .hc-term {
        grid-template-columns: 42px minmax(0, 1fr);

        gap: 14px;

        padding-bottom: 28px;
        margin-bottom: 28px;
    }

    .hc-term__number {
        width: 42px;
        height: 42px;

        border-radius: 8px;
    }

    .hc-term h2 {
        margin-top: 3px;

        font-size: 1.15rem;
    }

    .hc-term p {
        font-size: .86rem;
        line-height: 1.75;
    }

    .hc-term--agreement {
        padding: 23px 20px;
    }

}

/* =========================================================
   HANDYCASH — REFUND & CANCELLATION POLICY
========================================================= */

.hc-refund {
    background: #fffdf9;
}

/* =========================================================
   Header
========================================================= */

.hc-refund__header {
    display: grid;
    grid-template-columns: minmax(0, 1fr) auto;
    align-items: end;

    gap: 45px;

    margin-bottom: 27px;
}

.hc-refund__heading {
    max-width: 790px;
}

.hc-refund__heading .hc-title {
    margin: 16px 0 13px;
}

.hc-refund__heading > p {
    max-width: 700px;
    margin: 0;

    color: #706168;

    font-size: 1rem;
    line-height: 1.8;
}

/* Last Updated */

.hc-refund__updated {
    display: flex;
    align-items: center;

    gap: 11px;

    min-width: 155px;

    padding: 14px 17px;

    background: var(--hc-cream, #faf7f2);

    border: 1px solid #e8ddd5;
    border-radius: 10px;
}

.hc-refund__updated > i {
    color: var(--hc-saffron, #d8874b);

    font-size: 1.15rem;
}

.hc-refund__updated div {
    display: flex;
    flex-direction: column;
}

.hc-refund__updated small {
    color: #8a7880;

    font-size: .64rem;

    text-transform: uppercase;
    letter-spacing: .07em;
}

.hc-refund__updated strong {
    color: #472936;

    font-family: 'Manrope', sans-serif;
    font-size: .9rem;
}

/* =========================================================
   Overview
========================================================= */

.hc-refund__overview {
    position: relative;
    overflow: hidden;

    display: grid;
    grid-template-columns: 58px minmax(0, 1fr);

    gap: 20px;

    margin-bottom: 42px;
    padding: 27px 30px;

    background: var(--hc-plum, #341927);

    border-radius: 13px;

    color: #fff;
}

.hc-refund__overview::after {
    content: "";

    position: absolute;

    width: 170px;
    height: 170px;

    right: -60px;
    top: -90px;

    border: 1px solid rgba(216, 135, 75, .22);
    border-radius: 50%;
}

.hc-refund__overview-icon {
    position: relative;
    z-index: 2;

    width: 54px;
    height: 54px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    background: rgba(255, 255, 255, .07);

    border: 1px solid rgba(255, 255, 255, .1);
    border-radius: 10px;

    color: #e4a074;

    font-size: 1.25rem;
}

.hc-refund__overview > div:last-child {
    position: relative;
    z-index: 2;
}

.hc-refund__overview span {
    display: block;

    margin-bottom: 5px;

    color: #e6a477;

    font-family: 'Manrope', sans-serif;
    font-size: .65rem;
    font-weight: 800;

    letter-spacing: .13em;
}

.hc-refund__overview h2 {
    max-width: 800px;

    margin: 0 0 7px;

    color: #fff;

    font-family: 'Manrope', sans-serif;
    font-size: clamp(1.25rem, 2.1vw, 1.75rem);
    font-weight: 800;
    line-height: 1.35;

    letter-spacing: -.035em;
}

.hc-refund__overview p {
    max-width: 900px;

    margin: 0;

    color: #d7cbd0;

    font-size: .86rem;
    line-height: 1.7;
}

/* =========================================================
   Layout
========================================================= */

.hc-refund__layout {
    /* display: grid;

    grid-template-columns:
        250px
        minmax(0, 1fr);

    gap: clamp(35px, 5vw, 75px); */

    align-items: start;
}

/* =========================================================
   Sidebar
========================================================= */

.hc-refund__sidebar-inner {
    position: sticky;

    top: 105px;

    max-height: calc(100vh - 135px);

    overflow-y: auto;

    padding: 23px;

    background: var(--hc-cream, #faf7f2);

    border: 1px solid #e9dfd8;
    border-radius: 12px;

    scrollbar-width: thin;
}

.hc-refund__sidebar-title {
    display: block;

    margin-bottom: 15px;

    color: #a45b3a;

    font-family: 'Manrope', sans-serif;
    font-size: .64rem;
    font-weight: 800;

    letter-spacing: .13em;
}

.hc-refund__nav {
    display: flex;
    flex-direction: column;
}

.hc-refund__nav a {
    display: grid;

    grid-template-columns: 25px 1fr;

    gap: 8px;

    padding: 9px 0;

    border-bottom: 1px solid #e9ded8;

    color: #695a61 !important;

    font-size: .74rem;
    line-height: 1.4;

    transition:
        color .2s ease,
        padding-left .2s ease;
}

.hc-refund__nav a:last-child {
    border-bottom: 0;
}

.hc-refund__nav a span {
    color: #b17153;

    font-family: 'Manrope', sans-serif;
    font-size: .62rem;
    font-weight: 800;
}

.hc-refund__nav a:hover {
    padding-left: 4px;

    color: var(--hc-burgundy, #59243b) !important;
}

/* =========================================================
   Policy Items
========================================================= */

.hc-refund__content {
    min-width: 0;
}

.hc-refund-item {
    /* display: grid;

    grid-template-columns: 54px minmax(0, 1fr); */

    gap: 24px;

    padding: 0 0 36px;
    /* margin-bottom: 36px; */

    /* border-bottom: 1px solid #e9dfd8; */

    scroll-margin-top: 120px;
}

/* Icon */

.hc-refund-item__icon {
    width: 50px;
    height: 50px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    background: #f7ece6;

    border-radius: 10px;

    color: #a15836;

    font-size: 1.05rem;
}

/* Category */

.hc-refund-item__number {
    display: block;

    margin-bottom: 6px;

    color: #ad6040;

    font-family: 'Manrope', sans-serif;
    font-size: .64rem;
    font-weight: 800;

    letter-spacing: .12em;
}

/* Heading */

.hc-refund-item h2 {
    margin: 0 0 12px;

    color: var(--hc-ink, #24101b);

    font-family: 'Manrope', sans-serif;
    font-size: clamp(1.2rem, 2vw, 1.55rem);
    font-weight: 800;
    line-height: 1.3;

    letter-spacing: -.035em;
}

/* Paragraph */

.hc-refund-item p {
    /* max-width: 850px; */

    margin: 0 0 10px;

    color: #6d6065;

    font-size: .9rem;
    line-height: 1.82;
}

.hc-refund-item p:last-child {
    margin-bottom: 0;
}

/* =========================================================
   Contact
========================================================= */

.hc-refund-contact {
    display: grid;

    grid-template-columns:
        1fr
        1fr
        1.35fr;

    gap: 12px;

    margin-top: 22px;
}

.hc-refund-contact__item {
    min-width: 0;

    display: flex;
    align-items: center;

    gap: 12px;

    padding: 15px;

    background: var(--hc-cream, #faf7f2);

    border: 1px solid #e7dbd4;
    border-radius: 10px;

    color: inherit !important;

    transition:
        transform .2s ease,
        border-color .2s ease;
}

a.hc-refund-contact__item:hover {
    transform: translateY(-2px);

    border-color: #d4ae99;
}

/* Contact Icon */

.hc-refund-contact__item > span {
    flex: 0 0 40px;

    width: 40px;
    height: 40px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    background: #f5e8df;

    border-radius: 8px;

    color: #9e5534;
}

.hc-refund-contact__item > div {
    min-width: 0;

    display: flex;
    flex-direction: column;
}

.hc-refund-contact__item small {
    margin-bottom: 2px;

    color: #8d7a82;

    font-size: .62rem;

    text-transform: uppercase;
    letter-spacing: .06em;
}

.hc-refund-contact__item strong {
    color: #4b303b;

    font-family: 'Manrope', sans-serif;
    font-size: .77rem;
    font-weight: 700;
    line-height: 1.45;

    word-break: break-word;
}

/* =========================================================
   Agreement
========================================================= */

.hc-refund-item--agreement {
    padding: 28px;

    background: var(--hc-plum, #341927);

    border: 0;
    border-radius: 13px;
}

.hc-refund-item--agreement
.hc-refund-item__icon {
    background: rgba(255, 255, 255, .08);

    color: #e4a174;
}

.hc-refund-item--agreement
.hc-refund-item__number {
    color: #e3a074;
}

.hc-refund-item--agreement h2 {
    color: #fff;
}

.hc-refund-item--agreement p {
    color: #d8cbd0;
}

/* =========================================================
   Responsive
========================================================= */

@media (max-width: 991.98px) {

    .hc-refund__layout {
        grid-template-columns: 1fr;
    }

    .hc-refund__sidebar {
        display: none;
    }

    .hc-refund-contact {
        grid-template-columns: 1fr;
    }

}

@media (max-width: 767.98px) {

    .hc-refund__header {
        grid-template-columns: 1fr;

        gap: 20px;
    }

    .hc-refund__updated {
        width: fit-content;
    }

}

@media (max-width: 575.98px) {

    .hc-refund__overview {
        grid-template-columns: 1fr;

        padding: 24px 21px;
    }

    .hc-refund__overview-icon {
        width: 48px;
        height: 48px;
    }

    .hc-refund-item {
        grid-template-columns: 42px minmax(0, 1fr);

        gap: 14px;

        padding-bottom: 27px;
        margin-bottom: 27px;
    }

    .hc-refund-item__icon {
        width: 42px;
        height: 42px;

        border-radius: 8px;

        font-size: .95rem;
    }

    .hc-refund-item h2 {
        font-size: 1.12rem;
    }

    .hc-refund-item p {
        font-size: .85rem;
        line-height: 1.75;
    }

    .hc-refund-item--agreement {
        padding: 23px 19px;
    }

}

/* =========================================================
   HANDYCASH — PRIVACY POLICY
========================================================= */

.hc-privacy {
    background: #fffdf9;
}

/* =========================================================
   Header
========================================================= */

.hc-privacy__header {
    display: grid;
    grid-template-columns: minmax(0, 1fr) auto;
    align-items: end;

    gap: 45px;

    margin-bottom: 28px;
}

.hc-privacy__heading {
    max-width: 800px;
}

.hc-privacy__heading .hc-title {
    margin: 16px 0 13px;
}

.hc-privacy__heading > p {
    max-width: 700px;
    margin: 0;

    color: #706168;

    font-size: 1rem;
    line-height: 1.8;
}

/* Last Updated */

.hc-privacy__updated {
    display: flex;
    align-items: center;

    gap: 11px;

    min-width: 155px;

    padding: 14px 17px;

    background: var(--hc-cream, #faf7f2);

    border: 1px solid #e8ddd5;
    border-radius: 10px;
}

.hc-privacy__updated > i {
    color: var(--hc-saffron, #d8874b);

    font-size: 1.15rem;
}

.hc-privacy__updated div {
    display: flex;
    flex-direction: column;
}

.hc-privacy__updated small {
    color: #8a7880;

    font-size: .64rem;

    text-transform: uppercase;
    letter-spacing: .07em;
}

.hc-privacy__updated strong {
    color: #472936;

    font-family: 'Manrope', sans-serif;
    font-size: .9rem;
}

/* =========================================================
   Privacy Highlight
========================================================= */

.hc-privacy__highlight {
    position: relative;
    overflow: hidden;

    display: grid;
    grid-template-columns: 60px minmax(0, 1fr);

    gap: 21px;

    margin-bottom: 42px;
    padding: 29px 32px;

    background: var(--hc-plum, #341927);

    border-radius: 14px;

    color: #fff;
}

.hc-privacy__highlight::after {
    content: "";

    position: absolute;

    width: 200px;
    height: 200px;

    right: -70px;
    top: -110px;

    border: 1px solid rgba(216, 135, 75, .22);
    border-radius: 50%;

    pointer-events: none;
}

.hc-privacy__highlight-icon {
    position: relative;
    z-index: 2;

    width: 56px;
    height: 56px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    background: rgba(255, 255, 255, .07);

    border: 1px solid rgba(255, 255, 255, .10);
    border-radius: 11px;

    color: #e5a173;

    font-size: 1.35rem;
}

.hc-privacy__highlight > div:last-child {
    position: relative;
    z-index: 2;
}

.hc-privacy__highlight span {
    display: block;

    margin-bottom: 5px;

    color: #e5a173;

    font-family: 'Manrope', sans-serif;
    font-size: .65rem;
    font-weight: 800;

    letter-spacing: .13em;
}

.hc-privacy__highlight h2 {
    max-width: 800px;

    margin: 0 0 7px;

    color: #fff;

    font-family: 'Manrope', sans-serif;
    font-size: clamp(1.3rem, 2.2vw, 1.8rem);
    font-weight: 800;
    line-height: 1.35;

    letter-spacing: -.035em;
}

.hc-privacy__highlight p {
    max-width: 900px;

    margin: 0;

    color: #d8cbd0;

    font-size: .87rem;
    line-height: 1.75;
}

/* =========================================================
   Main Layout
========================================================= */

.hc-privacy__layout {
    /* display: grid;

    grid-template-columns:
        255px
        minmax(0, 1fr);

    gap: clamp(35px, 5vw, 75px); */

    align-items: start;
}

/* =========================================================
   Sidebar
========================================================= */

.hc-privacy__sidebar-inner {
    position: sticky;

    top: 105px;

    max-height: calc(100vh - 135px);

    overflow-y: auto;

    padding: 23px;

    background: var(--hc-cream, #faf7f2);

    border: 1px solid #e9dfd8;
    border-radius: 12px;

    scrollbar-width: thin;
}

.hc-privacy__sidebar-title {
    display: block;

    margin-bottom: 15px;

    color: #a45b3a;

    font-family: 'Manrope', sans-serif;
    font-size: .64rem;
    font-weight: 800;

    letter-spacing: .13em;
}

.hc-privacy__nav {
    display: flex;
    flex-direction: column;
}

.hc-privacy__nav a {
    display: grid;

    grid-template-columns: 25px 1fr;

    gap: 8px;

    padding: 9px 0;

    border-bottom: 1px solid #e9ded8;

    color: #695a61 !important;

    font-size: .74rem;
    line-height: 1.4;

    transition:
        color .2s ease,
        padding-left .2s ease;
}

.hc-privacy__nav a:last-child {
    border-bottom: 0;
}

.hc-privacy__nav a span {
    color: #b17153;

    font-family: 'Manrope', sans-serif;
    font-size: .62rem;
    font-weight: 800;
}

.hc-privacy__nav a:hover {
    padding-left: 4px;

    color: var(--hc-burgundy, #59243b) !important;
}

/* =========================================================
   Privacy Items
========================================================= */

.hc-privacy__content {
    min-width: 0;
}

.hc-privacy-item {
    /* display: grid;

    grid-template-columns:
        54px
        minmax(0, 1fr); */

    gap: 24px;

    padding: 0 0 36px;
    /* margin-bottom: 36px; */

    /* border-bottom: 1px solid #e9dfd8; */

    scroll-margin-top: 120px;
}

/* Icon */

.hc-privacy-item__icon {
    width: 50px;
    height: 50px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    background: #f7ece6;

    border-radius: 10px;

    color: #a15836;

    font-size: 1.05rem;
}

/* Number */

.hc-privacy-item__number {
    display: block;

    margin-bottom: 6px;

    color: #ad6040;

    font-family: 'Manrope', sans-serif;
    font-size: .64rem;
    font-weight: 800;

    letter-spacing: .12em;
}

/* Heading */

.hc-privacy-item h2 {
    margin: 0 0 12px;

    color: var(--hc-ink, #24101b);

    font-family: 'Manrope', sans-serif;
    font-size: clamp(1.2rem, 2vw, 1.55rem);
    font-weight: 800;
    line-height: 1.3;

    letter-spacing: -.035em;
}

/* Paragraph */

.hc-privacy-item p {
    /* max-width: 850px; */

    margin: 0 0 10px;

    color: #6d6065;

    font-size: .9rem;
    line-height: 1.82;
}

.hc-privacy-item p:last-child {
    margin-bottom: 0;
}

/* =========================================================
   Contact Information
========================================================= */

.hc-privacy-contact {
    display: grid;

    grid-template-columns:
        1fr
        1fr
        1.4fr;

    gap: 12px;

    margin-top: 22px;
}

.hc-privacy-contact__item {
    min-width: 0;

    display: flex;
    align-items: center;

    gap: 12px;

    padding: 15px;

    background: var(--hc-cream, #faf7f2);

    border: 1px solid #e7dbd4;
    border-radius: 10px;

    color: inherit !important;

    transition:
        transform .2s ease,
        border-color .2s ease,
        box-shadow .2s ease;
}

a.hc-privacy-contact__item:hover {
    transform: translateY(-2px);

    border-color: #d4ae99;

    box-shadow: 0 8px 22px rgba(60, 35, 47, .05);
}

/* Contact Icon */

.hc-privacy-contact__icon {
    flex: 0 0 40px;

    width: 40px;
    height: 40px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    background: #f5e8df;

    border-radius: 8px;

    color: #9e5534;
}

.hc-privacy-contact__item > div {
    min-width: 0;

    display: flex;
    flex-direction: column;
}

.hc-privacy-contact__item small {
    margin-bottom: 2px;

    color: #8d7a82;

    font-size: .62rem;

    text-transform: uppercase;
    letter-spacing: .06em;
}

.hc-privacy-contact__item strong {
    color: #4b303b;

    font-family: 'Manrope', sans-serif;
    font-size: .77rem;
    font-weight: 700;
    line-height: 1.45;

    word-break: break-word;
}

/* =========================================================
   Bottom Privacy Note
========================================================= */

.hc-privacy__footer-note {
    display: flex;
    align-items: center;

    gap: 15px;

    margin-top: 10px;
    padding: 21px 23px;

    background: #f8f1eb;

    border-left: 3px solid var(--hc-saffron, #d8874b);
    border-radius: 8px;
}

.hc-privacy__footer-icon {
    flex: 0 0 43px;

    width: 43px;
    height: 43px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    background: #fff;

    border-radius: 9px;

    color: #a15836;

    font-size: 1.05rem;
}

.hc-privacy__footer-note strong {
    display: block;

    margin-bottom: 2px;

    color: #432a35;

    font-family: 'Manrope', sans-serif;
    font-size: .86rem;
}

.hc-privacy__footer-note p {
    margin: 0;

    color: #74656b;

    font-size: .78rem;
    line-height: 1.6;
}

/* =========================================================
   Responsive
========================================================= */

@media (max-width: 991.98px) {

    .hc-privacy__layout {
        grid-template-columns: 1fr;
    }

    .hc-privacy__sidebar {
        display: none;
    }

    .hc-privacy-contact {
        grid-template-columns: 1fr;
    }

}

@media (max-width: 767.98px) {

    .hc-privacy__header {
        grid-template-columns: 1fr;

        gap: 20px;
    }

    .hc-privacy__updated {
        width: fit-content;
    }

}

@media (max-width: 575.98px) {

    .hc-privacy__highlight {
        grid-template-columns: 1fr;

        padding: 24px 21px;
    }

    .hc-privacy__highlight-icon {
        width: 48px;
        height: 48px;
    }

    .hc-privacy-item {
        grid-template-columns:
            42px
            minmax(0, 1fr);

        gap: 14px;

        padding-bottom: 27px;
        margin-bottom: 27px;
    }

    .hc-privacy-item__icon {
        width: 42px;
        height: 42px;

        border-radius: 8px;

        font-size: .95rem;
    }

    .hc-privacy-item h2 {
        font-size: 1.12rem;
    }

    .hc-privacy-item p {
        font-size: .85rem;
        line-height: 1.75;
    }

    .hc-privacy__footer-note {
        align-items: flex-start;

        padding: 18px;
    }

}