Secure digital loan journeyRead all charges & the KFS before accepting a loan

Our Rates and Charges

Transparent Pricing

Rates & Charges

Review the applicable loan amount, tenure, interest rate and charges before proceeding with your application.

Maximum Loan Amount ₹1,00,000 Maximum available loan amount
Processing Fee Up to 10% of the loan amount
Rate of Interest (ROI) Up to 1% per day
OTHER CHARGES

Additional charge information

Bounce Charges Applicable per payment bounce
₹1,000 / bounce
Pre-closure Charges For closing your loan before the due date
No Charges
Prepayment Charges For repayment before the scheduled date
No Charges

The actual loan amount, applicable interest rate, processing fee, APR and repayment terms may vary based on the loan offer. Please review the applicable loan agreement and Key Fact Statement (KFS) carefully before accepting the loan.

PRICE TRANSPARENCY

The numbers that matter.

Before accepting an offer, review the principal amount, interest rate and APR, processing fee and applicable tax, amount disbursed, repayment dates, total payable and any late payment charges.

HandyCash must publish verified lender-approved rates and legal disclosures here before accepting real applications. This preview does not state an unverified rate.

REVIEW YOUR OFFER

Questions to ask before borrowing.

01

What will I receive?

Look at the net amount disbursed after any permitted fees and taxes.

02

What will I repay?

Check the total payable and each due date shown in your agreement.

03

What if I pay late?

Read the applicable charges and the available support options.

READY WHEN YOU ARE

Start with a few simple details.

Review eligibility and the final loan terms before deciding whether to proceed.

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